All Clear Travel Insurance – All You Need to Know

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

So you’ve finally booked that dream holiday. The flights are sorted, accommodation selected, and you’ve started planning what you’ll do once you reach your destination.

But there’s another critical part of your travel preparation: getting the right travel insurance.

Today, we’re focusing on All Clear Travel Insurance – a provider that specializes in cover for travelers with pre-existing medical conditions.

Here’s everything you need to know.

Who is All Clear Travel Insurance?

All Clear is an insurance provider based in the UK and has been a game-changer in the market since its inception in 2000. The company was the first to offer travel insurance for people of all ages, with any medical condition.

Today, it remains a leader in providing inclusive, comprehensive policies that provide peace of mind to travelers worldwide.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

What Does All Clear Travel Insurance Cover?

All Clear offers a wide range of coverage, which is what sets them apart in the crowded travel insurance market. Here’s a closer look at what their policies typically cover:

  1. Medical Emergencies and Repatriation: All Clear provides substantial cover for medical emergencies and repatriation, with amounts up to £15 million. This ensures you’re covered even if you fall ill or have an accident while abroad.
  2. Cancellation and Curtailment: Unforeseen circumstances may force you to cancel your trip or cut it short. All Clear provides coverage for these instances to ensure you aren’t out of pocket due to changes in plans.
  3. Baggage and Personal Belongings: It’s not uncommon to experience loss, theft, or damage to your baggage and personal belongings while traveling. All Clear has this covered too.
  4. Travel Disruption: In an era where travel plans can be suddenly disrupted, All Clear provides cover for travel delays and any resultant accommodations costs.
  5. End Supplier Failure: If your travel company goes under, All Clear’s End Supplier Failure feature can be a lifesaver, covering lost costs.
  6. Legal Expenses: Should you require legal assistance while abroad, All Clear provides coverage for legal expenses.

Why Choose All Clear Travel Insurance?

You might be wondering what sets All Clear apart from other travel insurance providers. Here are a few reasons:

  1. Specialist Medical Coverage: All Clear’s strength lies in its comprehensive medical coverage. Their policies are designed to cover a broad range of pre-existing medical conditions.
  2. Customizable Policies: All Clear allows you to customize your policy to fit your unique needs, ensuring you only pay for the coverage you require.
  3. 24/7 Medical Emergency Support: All Clear provides round-the-clock support, ensuring assistance is just a call away should you face a medical emergency while traveling.
  4. Positive Customer Reviews: All Clear has garnered positive customer reviews over the years, with many users praising the straightforward buying process, comprehensive coverage, and responsive customer service.

All Clear Travel Insurance: Customer Reviews

As of the time of writing, All Clear Travel Insurance has a rating of 4.8 out of 5 from over 5,000 reviews on Trustpilot.

Many reviewers commend All Clear for its excellent customer service, simple process, and the peace of mind it offers, particularly for travelers with pre-existing medical conditions.

However, it’s important to remember that everyone’s experience is unique. What works for one traveler might not be the best fit for another, so it’s crucial to thoroughly assess your needs before choosing an insurance provider.

All Clear Travel Insurance vs. Other Providers

While All Clear shines in providing comprehensive coverage for travelers with pre-existing medical conditions, how does it stack up against other providers?

When compared to standard travel insurance policies, All Clear tends to be more expensive. However, considering the extensive medical coverage they provide, many travelers deem the extra cost worthwhile for the added peace of mind.

If you don’t have any pre-existing medical conditions, a standard travel insurance policy might suffice for your needs. But if you do, All Clear’s expertise in this area makes it a strong contender to consider.

This guide aims to provide a comprehensive understanding of All Clear Travel Insurance. Remember, it’s vital to read all policy documents carefully and ensure you understand the terms before committing to any insurance policy. Happy traveling!

FAQs about All Clear Travel Insurance

  1. Does All Clear cover COVID-19 related claims?
    Yes, All Clear provides coverage for certain claims related to COVID-19. It’s crucial to check the latest policy details to understand the extent of this coverage.
  2. Can I get an All Clear policy if I have a pre-existing medical condition?
    Absolutely, All Clear specializes in providing coverage for a wide range of pre-existing medical conditions.
  3. What should I do if I need to make a claim with All Clear?
    If you need to make a claim, you should contact All Clear’s claims department as soon as possible and provide all necessary supporting documentation.
  4. Can I get coverage from All Clear if I’m traveling to multiple countries?
    Yes, All Clear offers travel insurance for single and multiple destinations. Remember to list all the countries you plan to visit when applying for your policy.