If you’re an expat, you know that finding the right health insurance can be a challenge. There are so many different factors to consider, from cost to coverage.
And if you’re living in a country with a different healthcare system, it can be even more complicated. Luckily, there are a number of great international health insurance companies that can provide the coverage you need.
Here are 10 of the best international health insurance companies.
In this article...
What is international health insurance?
International health insurance is a type of insurance that provides coverage for medical expenses incurred by individuals who travel outside of their home country.
This type of insurance can be purchased as a standalone policy or as an addition to a regular health insurance policy.
Coverage typically includes medical evacuation and repatriation, as well as emergency medical and hospital expenses.
International health insurance is a type of insurance that provides coverage for medical expenses incurred while traveling outside of one’s home country.
Regular travel insurance, on the other hand, generally only provides coverage for trip-related expenses such as canceled flights or lost luggage.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
Does International Health Insurance Coverage Travel to Other Countries?
It depends on the insurance policy, but most international health insurance plans offer coverage for medical treatment in other countries. It is important to check with the insurance company to see what is covered and what is not.
How to Get the Best Coverage with a Global Health Insurance Plan
Global health insurance plans are becoming increasingly popular as people become more mobile and travel more frequently. A global health insurance plan can provide you with the coverage you need when you are traveling outside of your home country.
There are a few things to keep in mind when you are looking for a global health insurance plan so that you get the best coverage possible.
The first thing to consider is what type of coverage you need. If you are only going to be traveling for a short period of time, you may not need as much coverage as someone who is going to be traveling for an extended period of time.
You should also consider whether or not you need coverage for pre-existing conditions. Some global health insurance plans will cover pre-existing conditions, while others will not.
Another thing to consider is the deductible on your global health insurance plan. The deductible is the amount of money that you will have to pay out of pocket before your insurance plan will begin to pay for your medical expenses. The higher the deductible, the lower your monthly premium will be.
However, you should make sure that you can afford the deductible before you purchase a global health insurance plan.
It is also important to consider the co-payments and deductibles that are associated with your global health insurance plan.
You should look for a plan that has low co-payments and deductibles so that you do not have to pay a lot of money out of pocket when you receive medical treatment.
How Much Does International Health Insurance cost?
The amount that you will have to pay for international health insurance will vary depending on the type of plan that you purchase, your age, where you live, and your medical history.
The average monthly premium for a basic health insurance plan is $121, according to the Kaiser Family Foundation.
What to Look for When Choosing a Global Health Insurance Company
If you are looking for a global health insurance company, there are a few things that you should look for. First, you want to make sure that the company has a good reputation.
There are many companies out there that claim to be the best, but in reality, they are not. You want to find a company that has been around for a while and that has a good reputation.
Second, you want to make sure that the company offers a variety of plans. You do not want to be stuck with just one plan. You want to have options so that you can choose the one that is right for you.
Third, you want to make sure that the company offers a variety of coverage. You do not want to be stuck with just one type of coverage. You want to have options so that you can choose the one that is right for you.
Fourth, you want to make sure that the company offers a variety of deductibles. You do not want to be stuck with just one deductible. You want to have options so that you can choose the one that is right for you.
Fifth, you want to make sure that the company offers a variety of co-pays. You do not want to be stuck with just one co-pay. You want to have options so that you can choose the one that is right for you.
Sixth, you want to make sure that the company offers a variety of networks. You do not want to be stuck with just one network. You want to have options so that you can choose the one that is right for you.
Finally, you want to make sure that the company provides good customer service. If something happens, you do not want to have to wait too long for help.
Best International Health Insurance Companies
Here are the best international health insurance companies offering global health insurance plans.
Cigna Global Health Insurance
Cigna Global Health Insurance offers a variety of international insurance plans to meet the needs of individuals, families, and businesses. Their plans are designed to provide comprehensive coverage for medical expenses, evacuation, and repatriation.
Cigna Global also offers a variety of ancillary benefits, such as travel assistance and 24/7 access to a team of multilingual customer service representatives.
Cigna Global’s international insurance plans are available to residents of over 170 countries and territories. Coverage is provided through a network of over 1.5 million providers worldwide. Plans are available for both short-term and long-term stays and can be customized to meet the specific needs of the insured.
Cigna Global’s international insurance plans are backed by the financial strength and stability of Cigna Corporation, a Fortune 500 company.
Cigna Global has been providing international health insurance coverage for over 50 years and is one of the largest providers of such coverage in the world.
Bupa Global Health Insurance
Bupa Global is a leading international health insurance company, providing high-quality medical insurance to people in over 190 countries.
Bupa Global offers a wide range of international health insurance plans, designed to meet the needs of both individuals and businesses.
Individual plans:
Bupa Global offers a range of individual health insurance plans, designed to meet the needs of both expatriates and local residents.
Expatriate plans:
Bupa Global’s expatriate health insurance plans are designed specifically for people who are living and working outside of their home country. These plans provide comprehensive cover for all medical expenses, including treatment in private hospitals and clinics.
Local resident plans:
Bupa Global’s local resident health insurance plans are designed for people who are living and working in their home country. These plans provide coverage for all medical expenses, including treatment in private hospitals and clinics.
Business plans:
Bupa Global’s business health insurance plans are designed for companies with employees based in multiple countries. These plans provide comprehensive cover for all medical expenses, including treatment in private hospitals and clinics.
Aetna International Health Insurance
Aetna International is a leading provider of health insurance for employees, retirees and their families who live or work outside the United States. Our plans are designed to meet the unique needs of international organizations and offer a wide range of benefits and services.
Aetna International plans are available in more than 190 countries and territories, and our network of providers includes some of the world’s leading hospitals and physicians. We also offer a wide range of ancillary benefits, such as dental, vision, life and disability insurance, and access to our 24-hour nurses hotline.
Their health plans are flexible and can be customized to meet the needs of your organization and employees.
They offer a variety of plan designs, including managed care plans, indemnity plans and point-of-service plans. And, their plans are backed by the financial strength and stability of Aetna Inc., one of the largest health insurers in the United States.
Aetna International is committed to providing outstanding customer service. Our customer service representatives are available 24 hours a day, seven days a week, to answer your questions and help you resolve any problems you may have.
AXA PPP International Health Insurance
AXA PPP International Health Insurance provides a wide range of health insurance plans for individuals, families and businesses.
Their international insurance plans are designed to provide cover for medical expenses, evacuation and repatriation, as well as other benefits such as dental and optical cover.
Their plans are available to residents of over 180 countries worldwide, and they have a team of expert advisors who can help you choose the right plan for your needs.
AXA PPP International Health Insurance also offers a range of additional benefits, such as 24/7 access to medical advice, online GP consultations and discounts on health and wellness products and services.
Allianz Global Health Insurance
Allianz Global Health Insurance plans are designed to provide comprehensive coverage for individuals and families who are living or traveling outside of their home country.
These plans offer a wide range of benefits, including medical and evacuation coverage, as well as access to a network of providers worldwide.
Allianz Global Health Insurance plans are available to residents of more than 180 countries and territories, and can be customized to meet the specific needs of each customer.
Pacific Prime International Health Insurance
Pacific Prime International Health Insurance is a leading international health insurance provider, offering a wide range of health insurance plans to individuals, families, and businesses around the world.
Pacific Prime’s international health insurance plans are designed to provide comprehensive coverage for expatriates and travelers, whether they are living or working abroad.
Plans can be customized to meet the specific needs of each individual and can include coverage for medical expenses, evacuation and repatriation, prescription drugs, and more.
Pacific Prime is committed to providing the highest level of customer service, and our team of knowledgeable and experienced insurance professionals are available 24/7 to answer any questions you may have about our plans or your coverage.
IMG
IMG Insurance is a leading provider of international insurance plans. They offer a wide range of insurance products and services to meet the needs of individuals, families, and businesses. Their products include life, health, property, and casualty insurance.
They also offer a variety of investment products and services. IMG Insurance has a strong commitment to providing excellent customer service and claims handling.
They have a team of experienced and knowledgeable insurance professionals who are available 24 hours a day, 7 days a week to assist their clients.
Trawick International
Trawick International is a leading provider of international insurance plans. Their plans are designed to meet the needs of international travelers, students, missionaries, and business professionals.
They offer a variety of plans that provide coverage for medical expenses, trip cancellation, lost luggage, and more. Trawick International is committed to providing quality coverage at an affordable price.
How International Health Insurance Works
So, which is the best international health insurance companies?
There is no one-size-fits-all answer to this question, as the best international health insurance plan for a given individual or family will vary depending on their specific needs and circumstances.
However, some factors that could be considered when choosing an international health insurance plan include the coverage options offered, the premium cost, and the insurer’s reputation.
International health insurance plans are designed to cover the costs of medical care for people who are living or traveling outside of their home country.
These plans typically provide coverage for medical emergencies, hospitalization, and routine care. Some plans also provide coverage for prescription drugs, mental health care, and dental care.
Most international health insurance plans are offered by private insurance companies. Some plans are sponsored by employers, government agencies, or organizations. Some plans are available through membership in a professional association or club.
International health insurance plans vary in the amount of coverage they provide. Some plans cover only emergency medical expenses, while others provide comprehensive coverage for all types of medical care. Plans also differ in the geographical areas they cover.
Some plans provide worldwide coverage, while others are limited to specific regions or countries.
Most international health insurance plans have a network of doctors, hospitals, and other health care providers that members can use.
Plans may also have discounts or arrangements with certain providers. Members typically pay a monthly premium, and may also be responsible for a deductible, copayments, or coinsurance.
