At VisitCover, we understand that your health and safety are your top priority when traveling abroad. That’s why we recommend Patriot Platinum Insurance, a comprehensive insurance plan that provides you with peace of mind while you explore new destinations.
Patriot Platinum Insurance plan offers a wide range of benefits to protect you during your travels, including coverage for medical expenses, emergency medical evacuation, and trip interruption or cancellation.
It also offers coverage for pre-existing conditions, so you can rest assured that you are protected no matter what your health history may be.
Medical Coverage
Patriot Platinum Insurance plan offers medical coverage of up to $8 million for sicknesses and injuries that occur while you are traveling. This includes coverage for hospitalization, surgeries, and prescription medications.
It also covers emergency dental treatment, so you can get the care you need if you experience a dental emergency while traveling.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
Emergency Medical Evacuation
In the event that you experience a serious illness or injury while traveling, Patriot Platinum Insurance plan includes coverage for emergency medical evacuation. This means that if you need to be transported to a medical facility that is better equipped to handle your condition, it will cover the cost of your transportation.
Trip Interruption or Cancellation
Unexpected events can sometimes force you to cancel or interrupt your trip. That’s why Patriot Platinum Insurance plan includes coverage for trip interruption or cancellation.
It will cover the cost of your unused travel arrangements, as well as the cost of returning home early if necessary.
Pre-Existing Conditions
If you have a pre-existing medical condition, you may be hesitant to travel abroad without adequate insurance coverage.
At VisitCover, we understand your concerns, and that’s why our Patriot Platinum Insurance plan includes coverage for pre-existing conditions. It will cover the cost of treatment for your pre-existing condition if it worsens while you are traveling.
Peace of Mind
When you purchase Patriot Platinum Insurance, you can travel with confidence knowing that you are protected in the event of unexpected illness or injury. Their comprehensive coverage and exceptional customer service ensure that you can enjoy your travels without worry.
In conclusion, if you’re planning a trip abroad, it’s important to protect yourself with comprehensive travel insurance.
Patriot Platinum Insurance plan offers a wide range of benefits, including coverage for medical expenses, emergency medical evacuation, and trip interruption or cancellation.
With this plan, you can enjoy your travels with peace of mind, knowing that you are protected no matter what happens.
Patriot America Plus is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.
Patriot America Platinum is a great travel insurance plan for non-U.S citizens traveling outside their home country. For example, someone from China visiting the U.S.A on a short visit to visit their relatives.
This plan is very similar to Patriot America plan but differ in certain ways.
Within the PPO Network, Patriot America Platinum plan pays 100% of the costs of services up to the policy maximum and pays 100% of costs outside the US after the deductible. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter.
It offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, etc to mention a few.
This plan doesn’t cover the following.
- Preventative care (immunizations, routine medical exams).
- Injuries incurred from certain extreme sports and hazardous activities.
- Pregnancy and maternity care.
- Treatment for mental health disorders.
This plan offers a maximum policy period of three years.
Patriot America Plus and Atlas America are two other plans that might be better options than Patriot America Platinum.
Pre-existing conditions are covered under this plan (unlike in Patriot America), but please check the fine print for exclusions.
Pre-existing conditions may be subject to defenition, as specified by the plan.
Patriot America Platinum travel insurance plan is part of the United Healthcare network, which is a good provider network in the USA.
Patriot America Platinum is different from Patriot America and Patriot America Plus in the following ways.
- More maximum limit to policy (up to $8,000,000).
- Deductible up to $25,000.
- Extension possible up to 3 years.
- Emergency medical evacuation higher limit ($8,000,000).
- Coinsurance offered is 90% up to $5,000, then 100%.
Patriot Platinum Review (Patriot Platinum America Previously)
As someone who’s been lucky enough to travel the world for years, I know all too well how important it is to have solid travel insurance.
And let me tell you, I’m absolutely blown away by the Patriot America Platinum plan! It’s seriously one of the most impressive and all-encompassing options out there for international travel.
I mean, holy moly, the medical coverage alone is mind-boggling – up to a whopping $8,000,000! That means if you get seriously hurt or sick while you’re exploring the world, you’re covered for emergency medical evacuation and repatriation.
And get this – even if you’ve got pre-existing medical conditions, you’re still in good hands with this plan.
But that’s not all, folks! The Patriot America Platinum plan also provides coverage for trip interruption and cancellation, so you can rest easy knowing you’re protected if your plans get derailed due to unforeseen circumstances.
And if you need assistance while you’re abroad, no worries – the plan includes 24/7 travel assistance services to help with everything from lost passports to emergency cash transfers.
Honestly, I’m just blown away by all the features this plan has to offer.
And the best part?
It’s competitively priced, so you don’t have to break the bank to get the coverage you need.
Whether you’re planning a short trip or a long-term adventure, the Patriot America Platinum plan is definitely worth considering. So pack your bags, friends – with this plan in your pocket, you’re ready for anything the world throws your way!
Patriot America Plus Pros
- Affordable Premium.
- Great PPO Network.
- Ideal for young travelers on short visits.
- Covers pre-existing conditions.
Patriot America Plus Cons
- Low policy maximum for pre-existing conditions coverage over ages 70+.
Patriot America Plus Features
Type | Comprehensive |
Status | Available |
Cost | Affordable |
Administrator | Trawick International |
Underwriter | GBG Insurance Limited |
Provider Network | First Health, Coventry |
Coverage Location | USA, International |
Coverage Duration Min | 5 Days |
Coverage Duration Max | 2 Years |
Renewable | Yes |
Refunds | Yes |
Cancellation | Yes |
Visa Types | B1/B2 Visa, Green Card |
Available For | Non US Residents, US Visitors |
Restricted States | None |
Pre-Existing Conditions | Covered |
Dependents | Yes |
What type of plan is Patriot America Plus?
Patriot America Plus is a Comprehensive travel insurance plan.
Is Patriot America Plus available?
Patriot America Plus is Available.
Is Patriot America Plus expensive?
It is an Affordable travel insurance plan.
Which company Administers Patriot America Plus?
Patriot America Plus is administered by IMG Global.
Patriot America Plus comes under which network?
Patriot America Plus offers PPO network.
Which are the coverage areas for Patriot America Plus?
Patriot America Plus offers coverage in USA, International regions.
What is the minimum policy duration for Patriot America Plus?
Patriot America Plus offers minimum policy duration of 5 Days.
What is the maximum policy duration for Patriot America Plus?
Patriot America Plus offers maximum policy duration of 3 Years.
Is Patriot America Plus policy renewable?
Yes.
Do Patriot America Plus offer refunds?
Yes.
Can you cancel Patriot America Plus policy?
Yes.
Which visas can buy Patriot America Plus?
B1/B2 Visa, Green Card visa holders can buy Patriot America Plus insurance.
Whom is it available for?
Patriot America Plus is available for Non US Residents, US Visitors, US Residents.
Which health network is Patriot America Plus part of?
Patriot America Plus is part of United Healthcare network.
Which states are Patriot America Plus restricted in?
None.
Do Patriot America Plus cover pre-existing conditions?
Pre-existing conditions are Covered by Patriot America Plus travel insurance.
Do Patriot America Plus insurance cover dependants?
No.
Do Patriot America Plus offer dental insurance coverage?
No.
Where can I get Patriot America Plus full policy details?
You can get the full policy details from here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
How can I claim Patriot America Plus insurance?
You can claim Patriot America Plus travel insurance by following the details here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
Patriot America Plus Review
Summary
Patriot Platinum is one of the best travel insurance plans offered by IMG Global but it is very similar to Patriot America and differs in the fact that this plan offers up to three years of maximum policy period.