Patriot Platinum

At VisitCover, we understand that your health and safety are your top priority when traveling abroad. That’s why we recommend Patriot Platinum Insurance, a comprehensive insurance plan that provides you with peace of mind while you explore new destinations.

Patriot Platinum Insurance plan offers a wide range of benefits to protect you during your travels, including coverage for medical expenses, emergency medical evacuation, and trip interruption or cancellation.

It also offers coverage for pre-existing conditions, so you can rest assured that you are protected no matter what your health history may be.

Medical Coverage

Patriot Platinum Insurance plan offers medical coverage of up to $8 million for sicknesses and injuries that occur while you are traveling. This includes coverage for hospitalization, surgeries, and prescription medications.

It also covers emergency dental treatment, so you can get the care you need if you experience a dental emergency while traveling.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Emergency Medical Evacuation

In the event that you experience a serious illness or injury while traveling, Patriot Platinum Insurance plan includes coverage for emergency medical evacuation. This means that if you need to be transported to a medical facility that is better equipped to handle your condition, it will cover the cost of your transportation.

Trip Interruption or Cancellation

Unexpected events can sometimes force you to cancel or interrupt your trip. That’s why Patriot Platinum Insurance plan includes coverage for trip interruption or cancellation.

It will cover the cost of your unused travel arrangements, as well as the cost of returning home early if necessary.

Pre-Existing Conditions

If you have a pre-existing medical condition, you may be hesitant to travel abroad without adequate insurance coverage.

At VisitCover, we understand your concerns, and that’s why our Patriot Platinum Insurance plan includes coverage for pre-existing conditions. It will cover the cost of treatment for your pre-existing condition if it worsens while you are traveling.

Peace of Mind

When you purchase Patriot Platinum Insurance, you can travel with confidence knowing that you are protected in the event of unexpected illness or injury. Their comprehensive coverage and exceptional customer service ensure that you can enjoy your travels without worry.

In conclusion, if you’re planning a trip abroad, it’s important to protect yourself with comprehensive travel insurance.

Patriot Platinum Insurance plan offers a wide range of benefits, including coverage for medical expenses, emergency medical evacuation, and trip interruption or cancellation.

With this plan, you can enjoy your travels with peace of mind, knowing that you are protected no matter what happens.

Patriot America Plus is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.

Patriot America Platinum is a great travel insurance plan for non-U.S citizens traveling outside their home country. For example, someone from China visiting the U.S.A on a short visit to visit their relatives.

This plan is very similar to Patriot America plan but differ in certain ways.

Within the PPO Network, Patriot America Platinum plan pays 100% of the costs of services up to the policy maximum and pays 100% of costs outside the US after the deductible. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter.

It offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, etc to mention a few.

This plan doesn’t cover the following.

  • Preventative care (immunizations, routine medical exams).
  • Injuries incurred from certain extreme sports and hazardous activities.
  • Pregnancy and maternity care.
  • Treatment for mental health disorders.

This plan offers a maximum policy period of three years.

Patriot America Plus and Atlas America are two other plans that might be better options than Patriot America Platinum.

Pre-existing conditions are covered under this plan (unlike in Patriot America), but please check the fine print for exclusions.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Patriot America Platinum travel insurance plan is part of the United Healthcare network, which is a good provider network in the USA.

Patriot America Platinum is different from Patriot America and Patriot America Plus in the following ways.

  • More maximum limit to policy (up to $8,000,000).
  • Deductible up to $25,000.
  • Extension possible up to 3 years.
  • Emergency medical evacuation higher limit ($8,000,000).
  • Coinsurance offered is 90% up to $5,000, then 100%.

Patriot Platinum Review (Patriot Platinum America Previously)

As someone who’s been lucky enough to travel the world for years, I know all too well how important it is to have solid travel insurance.

And let me tell you, I’m absolutely blown away by the Patriot America Platinum plan! It’s seriously one of the most impressive and all-encompassing options out there for international travel.

I mean, holy moly, the medical coverage alone is mind-boggling – up to a whopping $8,000,000! That means if you get seriously hurt or sick while you’re exploring the world, you’re covered for emergency medical evacuation and repatriation.

And get this – even if you’ve got pre-existing medical conditions, you’re still in good hands with this plan.

But that’s not all, folks! The Patriot America Platinum plan also provides coverage for trip interruption and cancellation, so you can rest easy knowing you’re protected if your plans get derailed due to unforeseen circumstances.

And if you need assistance while you’re abroad, no worries – the plan includes 24/7 travel assistance services to help with everything from lost passports to emergency cash transfers.

Honestly, I’m just blown away by all the features this plan has to offer.

And the best part?

It’s competitively priced, so you don’t have to break the bank to get the coverage you need.

Whether you’re planning a short trip or a long-term adventure, the Patriot America Platinum plan is definitely worth considering. So pack your bags, friends – with this plan in your pocket, you’re ready for anything the world throws your way!

Patriot America Plus Pros

  • Affordable Premium.
  • Great PPO Network.
  • Ideal for young travelers on short visits.
  • Covers pre-existing conditions.

Patriot America Plus Cons

  • Low policy maximum for pre-existing conditions coverage over ages 70+.

Patriot America Plus Features

Provider NetworkFirst Health
Coverage LocationUSA, International
Coverage Duration Min1 Day
Coverage Duration Max45 Days
Visa TypesB1/B2 Visa
Available ForNon US Residents
Restricted StatesMaryland, Washington, New York
Pre-Existing ConditionsNot Covered

What type of plan is Patriot America Plus?

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Do Patriot America Plus cover pre-existing conditions?

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Do Patriot America Plus offer dental insurance coverage?

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Patriot America Plus Review

Mani Karthik

Claim Process


Patriot Platinum is one of the best travel insurance plans offered by IMG Global but it is very similar to Patriot America and differs in the fact that this plan offers up to three years of maximum policy period.


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