Patriot America Platinum

Patriot America Platinum is a great travel insurance plan for non-U.S citizens traveling outside their home country. For example, someone from China visiting the U.S.A on a short visit to visit their relatives.

Within the PPO Network, Patriot America Platinum plan pays 100% of the costs of services up to the policy maximum and pays 100% of costs outside the US after the deductible. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter.

It offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, etc to mention a few.

This plan doesn’t cover the following.

• Preventative care (immunizations, routine medical exams).
• Injuries incurred from certain extreme sports and hazardous activities.
• Pregnancy and maternity care.
• Treatment for mental health disorders.

Patriot America Platinum

Patriot America Plus and Atlas America are two other plans that might be better options than Patriot America Platinum.

Pre-existing conditions are covered under this plan (unlike in Patriot America), but please check the fine print for exclusions.

Patriot America Platinum travel insurance plan is part of the United Healthcare network, which is a good provider network in the USA.

Patriot America Platinum is different from Patriot America and Patriot America Plus in the following ways.

• More maximum limit to policy (up to $8,000,000).
• Deductible up to $25,000.
• Extension possible up to 3 years.
• Emergency medical evacuation higher limit ($8,000,000).
• Coinsurance offered is 90% up to $5,000, then 100%.

Patriot America Plus Pros

Patriot America Plus Cons

Patriot America Plus Features