Patriot America Platinum is a great travel insurance plan for non-U.S citizens traveling outside their home country. For example, someone from China visiting the U.S.A on a short visit to visit their relatives.
Within the PPO Network, Patriot America Platinum plan pays 100% of the costs of services up to the policy maximum and pays 100% of costs outside the US after the deductible. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter.
It offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, etc to mention a few.
This plan doesn’t cover the following.
- Preventative care (immunizations, routine medical exams).
- Injuries incurred from certain extreme sports and hazardous activities.
- Pregnancy and maternity care.
- Treatment for mental health disorders.
Patriot America Plus and Atlas America are two other plans that might be better options than Patriot America Platinum.
Pre-existing conditions are covered under this plan (unlike in Patriot America), but please check the fine print for exclusions.
Patriot America Platinum travel insurance plan is part of the United Healthcare network, which is a good provider network in the USA.
Patriot America Platinum is different from Patriot America and Patriot America Plus in the following ways.
- More maximum limit to policy (up to $8,000,000).
- Deductible up to $25,000.
- Extension possible up to 3 years.
- Emergency medical evacuation higher limit ($8,000,000).
- Coinsurance offered is 90% up to $5,000, then 100%.
Patriot America Plus Pros
- Affordable Premium.
- Great PPO Network.
- Ideal for young travelers on short visits.
- Covers pre-existing conditions.
Patriot America Plus Cons
- Low policy maximum for pre-existing conditions coverage over ages 70+.
Patriot America Plus Features
| Type | Comprehensive |
| Status | Available |
| Cost | Affordable |
| Administrator | IMG Global |
| Underwriter | Sirius International |
| Provider Network | United Healthcare |
| Coverage Location | USA, International |
| Coverage Duration Min | 5 Days |
| Coverage Duration Max | 3 Years |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Yes |
| Visa Types | B1/B2 Visa, Green Card |
| Available For | Non US Residents, US Visitors, US Residents |
| Restricted States | None |
| Pre-Existing Conditions | Covered |
| Dependents | No |
What type of plan is Patriot America Plus?
Is Patriot America Plus available?
Is Patriot America Plus expensive?
It is an Affordable travel insurance plan.
Which company Administers Patriot America Plus?
Patriot America Plus comes under which network?
Which are the coverage areas for Patriot America Plus?
What is the minimum policy duration for Patriot America Plus?
What is the maximum policy duration for Patriot America Plus?
Is Patriot America Plus policy renewable?
Do Patriot America Plus offer refunds?
Can you cancel Patriot America Plus policy?
Which visas can buy Patriot America Plus?
Whom is it available for?
Which health network is Patriot America Plus part of?
Which states are Patriot America Plus restricted in?
Do Patriot America Plus cover pre-existing conditions?
Pre-existing conditions are Covered by Patriot America Plus travel insurance.
Do Patriot America Plus insurance cover dependants?
Do Patriot America Plus offer dental insurance coverage?
Where can I get Patriot America Plus full policy details?
You can get the full policy details from here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
How can I claim Patriot America Plus insurance?
You can claim Patriot America Plus travel insurance by following the details here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
Patriot America Plus Review
