Visitors Care is a Limited Coverage travel insurance plan underwritten by Sirius International and administered by IMG Global.
Visitors Care is a travel insurance plan that offers the bare minimum coverage non-U.S citizens traveling to the USA on short visits.
This is a limited coverage plan. Therefore, the benefits largely differ as compared to a comprehensive coverage plan like Patriot America Plus or Atlas America.
A limited coverage plan offers less benefits than a comprehensive plan.
The highlight of this travel insurance plan is that it is a low-cost one and the premium is very affordable.
The disadvantage of this plan is that it only would pay a fixed or pre-defined amount for each service during a claim.
If you’re looking for a low cost plan, Visitors Care might be a good choice..
This plan offers travel medical benefits including out-patient treatment, in-patient treatment, ambulance expenses, emergency medical evacuation, and more.
But, keep in mind that during the claim process, it only pays per incident.
Pre-existing conditions can be added on to Visitors Care plan, but doesn’t really offer a robust package as compared to other plans that offer better pre-existing conditions coverage.
Pre-existing conditions may be subject to defenition, as specified by the plan.
Visitors Care is part of the FirstHealth network, which is a decent network in the USA.
Visitors Care Pros
- Low cost.
- Ideal for short trips to USA.
- The deductible is required only once per policy period.
Visitors Care Cons
- Coverage of Pre-existing conditions are optional.
- Fixed, pre-defined rate for each service during claim.
Visitors Care Features
| Type | Comprehensive |
| Status | Available |
| Cost | Affordable |
| Administrator | IMG Global |
| Underwriter | Sirius International |
| Provider Network | United Healthcare |
| Coverage Location | USA, International |
| Coverage Duration Min | 5 Days |
| Coverage Duration Max | 2 Years |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Yes |
| Visa Types | B1/B2 Visa |
| Available For | Non US Residents, US Visitors, US Residents |
| Restricted States | None |
| Pre-Existing Conditions | Not Covered |
| Dependents | No |
What type of plan is Visitors Care?
Visitors Care is a Limited Coverage travel insurance plan.
Is Visitors Care available?
Visitors Care is Available.
Is Visitors Care expensive?
It is an Affordable travel insurance plan.
Which company Administers Visitors Care?
Visitors Care is administered by IMG Global.
Visitors Care comes under which network?
Visitors Care offers PPO network.
Which are the coverage areas for Visitors Care?
Visitors Care offers coverage in USA, International regions.
What is the minimum policy duration for Visitors Care?
Visitors Care offers minimum policy duration of 5 Days.
What is the maximum policy duration for Visitors Care?
Visitors Care offers maximum policy duration of 1 Year.
Is Visitors Care policy renewable?
Yes.
Do Visitors Care offer refunds?
Yes.
Can you cancel Visitors Care policy?
Yes.
Which visas can buy Visitors Care?
B1/B2 Visa, Green Card visa holders can buy Visitors Care insurance.
Whom is it available for?
Visitors Care is available for Non US Residents, US Visitors, US Residents.
Which health network is Visitors Care part of?
Visitors Care is part of First Health network.
Which states are Visitors Care restricted in?
Maryland.
Do Visitors Care cover pre-existing conditions?
Pre-existing conditions are Optional by Visitors Care travel insurance.
Do Visitors Care insurance cover dependants?
No.
Do Visitors Care offer dental insurance coverage?
No.
Where can I get Visitors Care full policy details?
You can get the full policy details from here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
How can I claim Visitors Care insurance?
You can claim Visitors Care travel insurance by following the details here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
