WorldTrips Travel Insurance Review

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

WorldTrips insurance company is a subsidiary of WorldTrips Group, a global travel and lifestyle company. WorldTrips insurance offers a variety of travel insurance products to help protect travelers when they are away from home. Travel insurance is an important part of any trip, and WorldTrips offers a variety of coverage options to fit any traveler’s needs.

WorldTrips offers several different types of travel insurance, including trip cancellation and interruption insurance, medical and evacuation insurance, and baggage and personal effects insurance.

Trip cancellation and interruption insurance can reimburse travelers for non-refundable trip expenses if their trip is canceled or interrupted for a covered reason.

Medical and evacuation insurance can provide coverage for medical expenses and emergency evacuation in the event of an accident or illness while traveling.

Baggage and personal effects insurance can reimburse travelers for lost, damaged, or stolen baggage and personal belongings.

WorldTrips also offers a variety of optional coverages, such as sports and activity coverage, political evacuation coverage, and natural disaster coverage. Sports and activity coverage can provide protection for travelers participating in activities like skiing, surfing, and bungee jumping.

Political evacuation coverage can help travelers evacuate from a country in the event of political upheaval or natural disaster. Natural disaster coverage can provide protection in the event of a natural disaster like a hurricane, earthquake, or volcanic eruption.

WorldTrips is committed to providing excellent customer service and offers a variety of resources to help travelers plan and prepare for their trips.

The WorldTrips website includes a travel insurance quote tool, a blog with travel tips and advice, and a customer service team available to answer questions. WorldTrips also offers a mobile app with features like a trip planner, a packing list, and a currency converter.

Whether you’re planning a weekend getaway or a round-the-world trip, WorldTrips has the travel insurance coverage to fit your needs.

WorldTrips Travel Insurance is a comprehensive travel insurance policy that covers medical expenses, trip cancellations, lost luggage, and other unforeseen expenses that may occur while traveling.

The company offers three different plans – the Standard Plan, the Adventure Plan, and the Elite Plan – each of which offers different levels of coverage.

The Standard Plan is the most basic plan and covers medical expenses, trip cancellations, and lost luggage.

The Adventure Plan is a more comprehensive plan that also covers adventurous activities such as skiing, surfing, and mountaineering.

The Elite Plan is the most comprehensive plan and covers all of the above plus additional expenses such as emergency evacuation and political unrest.

There are many reasons why WorldTrips travel insurance plans are popular.

For one, they offer comprehensive coverage for a wide range of potential risks, including medical emergencies, trip cancellations, and lost or stolen baggage.

They also have a reputation for being easy to use and for providing excellent customer service.

Additionally, WorldTrips travel insurance plans tend to be very affordable, which makes them a great option for budget-minded travelers.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Features of WorldTrips Travel Insurance

WorldTrips Travel Insurance is a comprehensive travel insurance policy that covers all the bases. From medical emergencies to trip cancellations, WorldTrips has you covered.

Here are some of the key benefits of WorldTrips Travel Insurance:

1. Medical emergencies:

If you fall ill or have an accident while on your trip, WorldTrips will cover the cost of your medical treatment, up to $500,000. They will also evacuate you to the nearest suitable medical facility if necessary.

2. Trip cancellations:

If you have to cancel your trip for any reason, WorldTrips will reimburse you for the non-refundable cost of your trip, up to $5,000.

3. Baggage loss or delay:

If your baggage is lost or delayed, WorldTrips will reimburse you for the cost of replacement items, up to $500.

4. Missed connections:

If you miss your connecting flight due to a delay or cancellation, WorldTrips will cover the cost of alternative transportation, up to $500.

5. 24/7 assistance:

WorldTrips provides 24/7 assistance so you can always get help when you need it.

6. Affordable:

WorldTrips is one of the most affordable travel insurance policies on the market.

7. Flexible:

WorldTrips offers a variety of policy options so you can tailor your coverage to your specific needs.

8. Convenient:

You can purchase WorldTrips insurance online in just a few minutes.

9. Easy to use:

WorldTrips is easy to use and understand, so you can get the coverage you need without any hassle.

10. Trusted:

WorldTrips is backed by A+-rated insurance companies and has over 20 years of experience in the travel insurance industry.

WorldTrips Travel Insurance Claim Ratio

The acceptance rate of WorldTrips Travel Insurance policy claims is very high. In fact, it is one of the highest in the industry.

This is because the company has a very efficient claims process in place. Moreover, the company has a team of experienced and knowledgeable staff who are always ready to help policyholders with their travel insurance claims.

Problems with WorldTrips Travel Insurance

WorldTrips Travel Insurance has been plagued with problems since its inception. The company has been accused of being a scam and has been the subject of numerous lawsuits.

Some customers have claimed that the company has failed to provide them with adequate coverage, while others have complained about the high cost of the premiums.

WorldTrips has also been accused of being unprofessional, and of not providing adequate customer service.

In addition, the company has been criticized for its high prices, and for not being transparent about the terms and conditions of its policies.

Another such travel insurance provider that is really popular is NationWide Travel Insurance. Read it’s reviews here.