Atlas America is a Comprehensive travel insurance plan underwritten by Lloyd’s and administered by HCCMIS.

It provides comprehensive medical coverage for individuals and families traveling outside their home country. For example, Indian citizens traveling to the USA on a visit visa (B1/B2).

Buy Atlas America

Comprehensive policies offer better coverage, than limited coverage plans.

Atlas America is a medical/health/travel insurance plan that covers more than what a limited coverage plan would.

It pays 100% for covered expenses after the deductible is satisfied.

You can choose your deductible anywhere from $0 to $5,000 with this policy.

This is a travel insurance plan that’s best suited for visitors in USA.

It offers coverage for acute onset of pre-existing conditions of up to $2,000,000 for those insured under the age of 69 and $100,000 for those in the 70-79 age group.

Atlas America Insurance offers coverage from a minimum of 5 to a maximum of 364 days.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Atlas America, is part of the First Health network.

It offers benefits, such as coverage of hospital rooms charges, surgeon fees, local ambulance charges, emergency room, intensive care unit expenses, pre-admission tests and diagnostics charges like that for X-rays, as well as lab charges.

Please check the policy details directly from the company for exclusions.

Atlas America Pros

  • Coverage for pre-existing conditions of up to $2,000,000.
  • Premium is affordable.
  • Perfect for visitors to the US.
  • Covers emergency services.
  • Pays 100% up to policy maximum within the PPO network.

Atlas America Cons

  • Low policy maximum for ages 80 and above.

Atlas America Features

Provider NetworkFirst Health
Coverage LocationUSA, International
Coverage Duration Min1 Day
Coverage Duration Max45 Days
Visa TypesB1/B2 Visa
Available ForNon US Residents
Restricted StatesMaryland, Washington, New York
Pre-Existing ConditionsCovered

What type of plan is Atlas America?

Atlas America is a Comprehensive travel insurance plan.

Is Atlas America available?

Atlas America is Available.

Is Atlas America expensive?

It is an Affordable travel insurance plan.

Which company Administers Atlas America?

Atlas America is administered by HCCMIS.

Atlas America comes under which network?

Atlas America offers PPO network.

Which are the coverage areas for Atlas America?

Atlas America offers coverage in USA, International regions.

What is the minimum policy duration for Atlas America?

Atlas America offers minimum policy duration of 1 Day.

What is the maximum policy duration for Atlas America?

Atlas America offers maximum policy duration of 45 Days

Is Atlas America policy renewable?


Do Atlas America offer refunds?


Can you cancel Atlas America policy?

It is Yes to cancel Atlas America plan.

Which visas can buy Atlas America?

B1/B2 Visa visa holders can buy Atlas America insurance.

Whom is it available for?

Atlas America is available for Non US Residents.

Which health network is part of Atlas America offer?

Atlas America is part of First Health network.

Which states are Atlas America restricted in?

Maryland, Washington, New York.

Do Atlas America cover pre-existing conditions?

Pre-existing conditions are Covered by Atlas America travel insurance.

Do Atlas America insurance cover dependants?


Do Atlas America offer dental insurance coverage?


Where can I get Atlas America‘s full policy details?

You can get the full policy details from here –

How can I claim Atlas America insurance?

You can claim Atlas America travel insurance by following the details here –

Atlas America Review

Mani Karthik

Claim Process


Atlas America is a good travel insurance plan, but it comes with limitations. Patriot America Plus is probably a better plan than Atlas America, if you’re looking for a short term health insurance while visiting USA.

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