Atlas America

Atlas America is a Comprehensive travel insurance plan underwritten by Lloyd’s and administered by HCCMIS.

It provides comprehensive medical coverage for individuals and families traveling outside their home country. For example, Indian citizens traveling to the USA on a visit visa (B1/B2).

Comprehensive policies offer better coverage, than limited coverage plans.

Atlas America is a medical/health/travel insurance plan that covers more than what a limited coverage plan would.

It pays 100% for covered expenses after the deductible is satisfied.

You can choose your deductible anywhere from $0 to $5,000 with this policy.

This is a travel insurance plan that’s best suited for visitors in USA.

It offers coverage for acute onset of pre-existing conditions of up to $2,000,000 for those insured under the age of 69 and $100,000 for those in the 70-79 age group.

Atlas America Insurance offers coverage from a minimum of 5 to a maximum of 364 days.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Atlas America, is part of the First Health network.

It offers benefits, such as coverage of hospital rooms charges, surgeon fees, local ambulance charges, emergency room, intensive care unit expenses, pre-admission tests and diagnostics charges like that for X-rays, as well as lab charges.

Please check the policy details directly from the company for exclusions.

Atlas America Pros

  • Coverage for pre-existing conditions of up to $2,000,000.
  • Premium is affordable.
  • Perfect for visitors to the US.
  • Covers emergency services.
  • Pays 100% up to policy maximum within the PPO network.

Atlas America Cons

  • Low policy maximum for ages 80 and above.

Atlas America Features

AdministratorIMG Global
UnderwriterSirius International
Provider NetworkUnited Healthcare
Coverage LocationUSA, International
Coverage Duration Min5 Days
Coverage Duration Max2 Years
Visa TypesB1/B2 Visa
Available ForNon US Residents, US Visitors, US Residents
Restricted StatesNone
Pre-Existing ConditionsNot Covered

What type of plan is Atlas America?

Atlas America is a Comprehensive travel insurance plan.

Atlas America is Available.

It is an Affordable travel insurance plan.

Atlas America is administered by HCCMIS.

Atlas America offers PPO network.

Atlas America offers coverage in USA, International regions.

Atlas America offers minimum policy duration of 1 Day.

Atlas America offers maximum policy duration of 45 Days



It is Yes to cancel Atlas America plan.

B1/B2 Visa visa holders can buy Atlas America insurance.

Atlas America is available for Non US Residents.

Atlas America is part of First Health network.

Maryland, Washington, New York.

Pre-existing conditions are Covered by Atlas America travel insurance.



You can get the full policy details from here –

You can claim Atlas America travel insurance by following the details here –

Atlas America Review

Mani Karthik

Claim Process


Atlas America is a good travel insurance plan, but it comes with limitations. Patriot America Plus is probably a better plan than Atlas America, if you’re looking for a short term health insurance while visiting USA.


Patriot America Plus