Atlas America is a Comprehensive travel insurance plan underwritten by Lloyd’s and administered by HCCMIS.
It provides comprehensive medical coverage for individuals and families traveling outside their home country. For example, Indian citizens traveling to the USA on a visit visa (B1/B2).
Atlas America is a medical/health/travel insurance plan that covers more than what a limited coverage plan would.
It pays 100% for covered expenses after the deductible is satisfied.
You can choose your deductible anywhere from $0 to $5,000 with this policy.
It offers coverage for acute onset of pre-existing conditions of up to $2,000,000 for those insured under the age of 69 and $100,000 for those in the 70-79 age group.
Atlas America Insurance offers coverage from a minimum of 5 to a maximum of 364 days.
Atlas America, is part of the First Health network.
It offers benefits, such as coverage of hospital rooms charges, surgeon fees, local ambulance charges, emergency room, intensive care unit expenses, pre-admission tests and diagnostics charges like that for X-rays, as well as lab charges.
Please check the policy details directly from the company for exclusions.
Atlas America Pros
- Coverage for pre-existing conditions of up to $2,000,000.
- Premium is affordable.
- Perfect for visitors to the US.
- Covers emergency services.
- Pays 100% up to policy maximum within the PPO network.
Atlas America Cons
- Low policy maximum for ages 80 and above.
Atlas America Features
|Provider Network||First Health|
|Coverage Location||USA, International|
|Coverage Duration Min||1 Day|
|Coverage Duration Max||45 Days|
|Visa Types||B1/B2 Visa|
|Available For||Non US Residents|
|Restricted States||Maryland, Washington, New York|
What type of plan is Atlas America?
Is Atlas America available?
Is Atlas America expensive?
It is an Affordable travel insurance plan.
Which company Administers Atlas America?
Atlas America comes under which network?
Which are the coverage areas for Atlas America?
What is the minimum policy duration for Atlas America?
What is the maximum policy duration for Atlas America?
Is Atlas America policy renewable?
Do Atlas America offer refunds?
Can you cancel Atlas America policy?
It is Yes to cancel Atlas America plan.
Which visas can buy Atlas America?
Whom is it available for?
Which health network is part of Atlas America offer?
Which states are Atlas America restricted in?
Do Atlas America cover pre-existing conditions?
Pre-existing conditions are Covered by Atlas America travel insurance.
Do Atlas America insurance cover dependants?
Do Atlas America offer dental insurance coverage?
Where can I get Atlas America‘s full policy details?
You can get the full policy details from here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
How can I claim Atlas America insurance?
You can claim Atlas America travel insurance by following the details here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
Atlas America Review
Atlas America is a good travel insurance plan, but it comes with limitations. Patriot America Plus is probably a better plan than Atlas America, if you’re looking for a short term health insurance while visiting USA.