Patriot International is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.
Patriot International is an excellent travel insurance plan for U.S citizens (or non-U.S citizens) traveling outside the U.S.A. Be it a pleasure trip or work-related, this plan will cover and protect you against uncertainties.
When traveling outside of the US, regular medical insurance (that is available in the USA) wouldn’t be available in regions such as Europe or Australia.
This plan is intended for U.S citizens traveling international.
Should something unfortunate happen on your foreign trip, you are on your own unless you have an insurance plan covering you.
Patriot International provides coverage on outpatient treatment, emergency services, emergency medical evacuation, and more on international trips outside the U.S.A.
The highlight of this plan is that this plan pays 100% up to the policy maximum outside of the US and Canada, and 90% of the first $5,000, then 100% after that inside of the US and Canada.
This is probably the best international travel insurance plan for US citizens.
Patriot America plan is available for a minimum of 5 days to a maximum of one year. Essentially, it is meant for short travels outside the USA.
Noticeably, there are no country restrictions on this plan.
Patriot International also covers pre-existing conditions and offers coverage up to $500,000.
Pre-existing conditions may be subject to defenition, as specified by the plan.
Patriot America is part of the United Healthcare network, which is a widely accepted network in the USA.
Patriot International Pros
- Pays 100% up to the policy maximum outside of the US and Canada
- Ideal for young travelers outside the USA.
- The deductible is required only once per policy period.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
Patriot International Cons
- Low policy maximum for age group 70+.
Patriot International Features
| Type | Comprehensive |
| Status | Available |
| Cost | Affordable |
| Administrator | Trawick International |
| Underwriter | GBG Insurance Limited |
| Provider Network | First Health, Coventry |
| Coverage Location | USA, International |
| Coverage Duration Min | 5 Days |
| Coverage Duration Max | 2 Years |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Yes |
| Visa Types | B1/B2 Visa, Green Card |
| Available For | Non US Residents, US Visitors |
| Restricted States | None |
| Pre-Existing Conditions | Covered |
| Dependents | Yes |
What type of plan is Patriot International?
Patriot International is a Comprehensive travel insurance plan.
Is Patriot International available?
Patriot International is Available.
Is Patriot International expensive?
It is an Affordable travel insurance plan.
Which company Administers Patriot International?
Patriot International is administered by IMG Global.
Patriot International comes under which network?
Patriot International offers PPO network.
Which are the coverage areas for Patriot International?
Patriot International offers coverage in USA, International regions.
What is the minimum policy duration for Patriot International?
Patriot International offers minimum policy duration of 5 Days.
What is the maximum policy duration for Patriot International?
Patriot International offers maximum policy duration of 1 Year
Is Patriot International policy renewable?
Yes.
Do Patriot International offer refunds?
Yes.
Can you cancel Patriot International policy?
Yes.
Which visas can buy Patriot International?
Green Card visa holders can buy Patriot International insurance.
Whom is it available for?
Patriot International is available for Non US Residents, US Visitors, US Residents.
Which health network is Patriot International part of?
Patriot International is part of United Healthcare network.
Which states are Patriot International restricted in?
None.
Do Patriot International cover pre-existing conditions?
Pre-existing conditions are Covered by Patriot International travel insurance.
Do Patriot International insurance cover dependants?
No.
Do Patriot International offer dental insurance coverage?
No.
Where can I get Patriot International full policy details?
You can get the full policy details from here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
How can I claim Patriot International insurance?
You can claim Patriot International travel insurance by following the details here – https://www.atlasamericainsurance.net/atlas-america-insurance/brochure/.
Patriot International Review
Summary
Patriot America is a good travel insurance plan, for young travelers visiting USA. Like Patriot America Plus it doesn’t offer pre-existing conditions coverage. But that’s perhaps a good thing for some travelers.
