Patriot America Plus

Patriot America Plus is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.

This plan is made for non-US citizens who need temporary medical insurance while visiting USA for pleasure or work.

It offers international benefits available 24 hours a day to individuals, families, and groups of five or more travelers. For example, folks traveling to the USA on a visit visa (B1/B2 visa).

Patriot America Plus is the most popular plan among tourists to USA.

Patriot America Plus is a medical/health/travel insurance plan that offers more coverage than a limited coverage plan would.

Once the deductible is satisfied, it pays 100% for expenses within the PPO network.

The deductible can range from $0 to $2,500.

This is a travel insurance plan that’s best suited for visitors in USA.

It offers coverage for acute onset of pre-existing conditions of up to $25,000 (maximum limit) for those under the 70 years age group.

Patriot America Plus Insurance offers coverage from a minimum of 5 to a maximum of one year. You can renew the policy for a maximum of two years.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Patriot America Plus is part of the United Healthcare network.

Patriot America Plus Pros

  • Visit any Doctor of your choice.
  • Coverage for pre-existing conditions of up to $2,000,000.
  • Premium is affordable.
  • Perfect for visitors to the US.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Patriot America Plus Cons

  • Low policy maximum for ages 80 and above.
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Patriot America Plus Features

AdministratorIMG Global
UnderwriterSirius International
Provider NetworkUnited Healthcare
Coverage LocationUSA, International
Coverage Duration Min5 Days
Coverage Duration Max1 Year
Visa TypesGreen Card
Available ForNon US Residents, US Visitors, US Residents
Restricted StatesNone
Pre-Existing ConditionsCovered

Atlas America is a Comprehensive travel insurance plan.

Atlas America is Available.

It is an Affordable travel insurance plan.

Atlas America is administered by IMG Global.

Atlas America offers PPO network.

Atlas America offers coverage in USA, International regions.

Atlas America offers minimum policy duration of 1 Day.

Atlas America offers minimum policy duration of 2 Years



It is Yes to cancel Atlas America policy.

B1/B2 Visa visa holders can buy Atlas America insurance.

Atlas America is available for Non US Residents.

Atlas America uses United Healthcare network.

Atlas America is restricted in the states of None.

Pre-existing conditions are Covered by Atlas America travel insurance.

Dependants are Covered by Atlas America insurance.


You can get the full policy details from here –

You can claim Atlas America travel insurance by following the details here –

Patriot America Plus Review

Mani Karthik

Claim Process


Patriot America Plus is a good travel insurance plan, but it comes with limitations. Patriot America Plus is probably a better plan than Atlas America, if you’re looking for a short term health insurance while visiting USA. Full details.


Atlas America

Patriot America