Patriot America

Patriot America is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.

This travel insurance plan is a good fit for non-US citizens visiting USA.

It offers international travel insurance benefits to individuals, families, and groups of five or more travelers traveling to the USA.

This plan is a different version of Patriot America Plus – a popular plan.

The highlight of this plan is that, after the deductible is satisfied, this insurance plan pays 100% up to the policy maximum, within the PPO network.

However, it may not be a good plan for elder folks traveling to the USA as it does not offer coverage for pre-existing conditions.

This travel insurance plan is popular among young visitors to USA.

Patriot America plan is available for a minimum of 5 days to a maximum of one year. But it can be renewed for two years as well.

There are no state-wide restrictions within the USA, unlike similar plans like Atlas America or Safe Travels USA.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Patriot America is part of the United Healthcare network, which is a widely accepted network in the USA.

Patriot America Pros

  • Affordable premium.
  • Great PPO network.
  • Ideal for young travelers to the USA.
  • The deductible is required only once per policy period.

Patriot America Cons

  • No coverage for pre-existing conditions.

Patriot America Features

AdministratorIMG Global
UnderwriterSirius International
Provider NetworkUnited Healthcare
Coverage LocationUSA, International
Coverage Duration Min5 Days
Coverage Duration Max2 Years
Visa TypesB1/B2 Visa
Available ForNon US Residents, US Visitors, US Residents
Restricted StatesNone
Pre-Existing ConditionsNot Covered

Patriot America is a Comprehensive travel insurance plan.

Patriot America is Available.

It is an Affordable travel insurance plan.

Patriot America is administered by IMG Global.

Patriot America offers PPO network.

Patriot America offers coverage in USA, International regions.

Patriot America offers minimum policy duration of 5 Days.

Patriot America offers maximum policy duration of 2 Years




B1/B2 Visa visa holders can buy Patriot America insurance.

Patriot America is available for Non US Residents, US Visitors, US Residents.

Patriot America is part of United Healthcare network.


Pre-existing conditions are Not Covered by Patriot America travel insurance.



You can get the full policy details from here –

You can claim Patriot America travel insurance by following the details here –

Patriot America Review

Mani Karthik

Claim Process


Patriot America is a good travel insurance plan, for young travelers visiting USA. Like Patriot America Plus it doesn’t offer pre-existing conditions coverage. But that’s perhaps a good thing for some travelers.


Patriot America Plus

Patriot International