Patriot America

Patriot America is a Comprehensive travel insurance plan underwritten by Sirius International and administered by IMG Global.

This travel insurance plan is a good fit for non-US citizens visiting USA.

It offers international travel insurance benefits to individuals, families, and groups of five or more travelers traveling to the USA.

This plan is a different version of Patriot America Plus – a popular plan.

The highlight of this plan is that, after the deductible is satisfied, this insurance plan pays 100% up to the policy maximum, within the PPO network.

However, it may not be a good plan for elder folks traveling to the USA as it does not offer coverage for pre-existing conditions.

This travel insurance plan is popular among young visitors to USA.

Patriot America plan is available for a minimum of 5 days to a maximum of one year. But it can be renewed for two years as well.

There are no state-wide restrictions within the USA, unlike similar plans like Atlas America or Safe Travels USA.

Pre-existing conditions may be subject to defenition, as specified by the plan.

Patriot America is part of the United Healthcare network, which is a widely accepted network in the USA.

Patriot America Pros

  • Affordable premium.
  • Great PPO network.
  • Ideal for young travelers to the USA.
  • The deductible is required only once per policy period.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Patriot America Cons

  • No coverage for pre-existing conditions.

Patriot America Features

TypeLimited Coverage
AdministratorIMG Global
UnderwriterSirius International
Provider NetworkFirst Health
Coverage LocationUSA, International
Coverage Duration Min5 Days
Coverage Duration Max1 Year
Visa TypesB1/B2 Visa, Green Card
Available ForNon US Residents, US Visitors, US Residents
Restricted StatesMaryland
Pre-Existing ConditionsOptional

Patriot America is a Comprehensive travel insurance plan.

Patriot America is Available.

It is an Affordable travel insurance plan.

Patriot America is administered by IMG Global.

Patriot America offers PPO network.

Patriot America offers coverage in USA, International regions.

Patriot America offers minimum policy duration of 5 Days.

Patriot America offers maximum policy duration of 2 Years




B1/B2 Visa visa holders can buy Patriot America insurance.

Patriot America is available for Non US Residents, US Visitors, US Residents.

Patriot America is part of United Healthcare network.


Pre-existing conditions are Not Covered by Patriot America travel insurance.



You can get the full policy details from here –

You can claim Patriot America travel insurance by following the details here –

Patriot America Review

Mani Karthik

Claim Process


Patriot America is a good travel insurance plan, for young travelers visiting USA. Like Patriot America Plus it doesn’t offer pre-existing conditions coverage. But that’s perhaps a good thing for some travelers.


Patriot America Plus

Patriot International