You’re comparing these two travel insurance providers and getting confused by their completely different approaches to coverage.
One operates like traditional insurance, the other like a Netflix subscription for nomads.
After working with both companies for years and helping clients choose between them, I can tell you they serve very different travel styles and needs.
This detailed comparison breaks down exactly how Seven Corners and SafetyWing differ, so you can choose the right coverage for your specific travel situation.
In this article...
Coverage Details
This is where the fundamental differences between these companies become crystal clear.
Seven Corners RoundTrip Choice Coverage:
- Emergency medical: Up to $100,000-$500,000 (plan dependent)
- Emergency evacuation: Up to $1,000,000
- Trip cancellation: Up to 100% of trip cost
- Trip interruption: Up to 150% of trip cost
- Baggage protection: Up to $2,500
- Travel delay: Up to $750
- Pre-existing medical condition waivers available
SafetyWing Nomad Insurance Coverage:
- Emergency medical: Up to $250,000
- Emergency evacuation: Up to $100,000
- Trip interruption: Limited coverage
- No trip cancellation protection
- Personal liability: Up to $25,000
- Covers routine medical care after waiting period
- Subscription-based with automatic renewal
The coverage philosophies are completely different.
Seven Corners focuses on trip protection and comprehensive travel insurance.
SafetyWing emphasizes ongoing medical coverage for people living abroad.
Plan Overview
Seven Corners RoundTrip Choice offers comprehensive trip protection with competitive medical coverage and flexible cancellation options.
Their plans are designed for travelers taking defined trips who want complete protection from departure to return.
Best suited for leisure travelers, families, and business travelers who need traditional travel insurance with predictable coverage periods.
SafetyWing Nomad Insurance provides ongoing medical coverage with a subscription model perfect for digital nomads and location-independent workers.
Their coverage focuses on medical needs rather than trip protection, with automatic renewal preventing coverage gaps.
Ideal for nomads, expats, and long-term travelers who need continuous medical coverage while living and working abroad.
✅ Pro Tip: Seven Corners allows you to purchase coverage up to 180 days before departure, while SafetyWing can be purchased while already traveling. Choose based on your planning timeline and travel style.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
About the Companies
Seven Corners has been specializing in travel and international insurance since 1993.
They focus exclusively on travel-related coverage and operate as both an insurer and managing general agent.
Seven Corners underwrites their own policies and has built a reputation for flexibility in claim handling, particularly for complex international situations.
SafetyWing launched in 2017 as a digital-first insurance company targeting digital nomads and remote workers.
They’re underwritten by Tokio Marine HCC and focus on providing ongoing coverage for people living and working abroad.
SafetyWing positions itself as the “nomad insurance” with flexible, subscription-style coverage.
Features
| Feature | Seven Corners RoundTrip Choice | SafetyWing Nomad Insurance |
|---|---|---|
| Emergency Medical | Up to $500,000 | Up to $250,000 |
| Emergency Evacuation | Up to $1,000,000 | Up to $100,000 |
| Trip Cancellation | Up to 100% of trip cost | Not covered |
| Coverage Duration | Specific trip dates | Ongoing subscription |
| Pre-existing Conditions | Waiver available | Limited coverage |
| Routine Medical Care | Not covered | Covered after waiting period |
Plan Highlights
Seven Corners RoundTrip Choice Highlights:
- Comprehensive trip cancellation and interruption coverage
- High emergency evacuation limits up to $1 million
- Pre-existing medical condition waivers available within 21 days
- Enhanced job loss protection including layoffs and company closures
- 24/7 multilingual assistance services
- Competitive pricing for comprehensive coverage
- Flexible policy terms and claim handling
SafetyWing Nomad Insurance Highlights:
- Subscription-based coverage with automatic renewal
- Can be purchased and extended while already traveling
- Covers routine medical care after 180-day waiting period
- US healthcare network access when visiting home
- Simple, digital-first application process
- Lower cost for basic ongoing medical coverage
- Designed specifically for location-independent workers
💡 Personal Note: I had a client who was a digital nomad for two years. Seven Corners would have required purchasing separate policies for each country, while SafetyWing provided continuous coverage throughout their entire journey. The subscription model made much more sense for their lifestyle.
Buying Travel Insurance Online
Can Save Up to 30%!
Exclusions and Limitations
Understanding what’s excluded prevents expensive surprises later.
Seven Corners Exclusions:
- Pre-existing conditions (unless waiver purchased within 21 days)
- High-risk activities require additional coverage
- Mental health coverage limited to acute episodes
- Business equipment and work-related items
- Routine medical care and preventive treatments
SafetyWing Exclusions:
- Trip cancellation and interruption not covered
- Pre-existing conditions have limited coverage
- Routine medical care requires 180-day waiting period
- High-value personal property coverage limited
- Coverage gaps exist for some countries and activities
Both exclude alcohol or drug-related incidents and intentionally dangerous activities.
Pricing Insights
Seven Corners typically costs 8-12% of your total trip cost for comprehensive coverage.
Their pricing is competitive for traditional travel insurance with comprehensive trip protection.
SafetyWing starts around $37-50 per month for basic nomad coverage.
For short trips, Seven Corners often costs less overall.
For extended travel over 3-6 months, SafetyWing becomes more cost-effective.
Both companies offer good value within their respective market segments.
❌ Avoid: Avoid SafetyWing if you need trip cancellation protection or are taking a short vacation. Their coverage is designed for ongoing medical needs, not trip protection.
Pros and Cons
| Seven Corners Pros | Seven Corners Cons |
|---|---|
| Comprehensive trip protection | Higher cost for extended travel |
| High evacuation coverage limits | Traditional policy restrictions |
| Pre-existing condition waivers | Cannot purchase while traveling |
| SafetyWing Pros | SafetyWing Cons |
|---|---|
| Ongoing subscription model | No trip cancellation coverage |
| Can purchase while traveling | Lower evacuation coverage |
| Covers routine medical care | Limited pre-existing condition coverage |
Ideal Buyer Profile
Choose Seven Corners if: You’re taking defined trips and need comprehensive travel insurance with trip cancellation protection.
You want high evacuation coverage and pre-existing condition waivers.
You prefer traditional insurance with predictable coverage periods and comprehensive trip protection.
Choose SafetyWing if: You’re a digital nomad or long-term traveler who needs ongoing medical coverage.
You want subscription-based insurance that automatically renews.
You prioritize medical coverage over trip protection and don’t mind limited evacuation benefits.
*ℹ️ Fun Fact: SafetyWing was founded by Norwegian entrepreneurs who were frustrated trying to find travel insurance that worked for their nomadic lifestyle. That’s why their subscription model and “buy while traveling” feature are so different from traditional insurers.
Alternatives to Consider
If neither option meets your specific needs, World Nomads offers middle-ground coverage with adventure sports inclusion and flexible trip durations.
IMG Global provides comprehensive international coverage that works well for both short trips and extended travel.
User Feedback
Based on customer reviews and industry ratings, Seven Corners receives positive feedback for comprehensive coverage and helpful customer service.
SafetyWing consistently receives high marks from digital nomads for their simple application process and subscription model.
Both companies maintain solid reputations within their respective target markets.
The bottom line comes down to your travel style and coverage priorities.
Seven Corners excels for traditional travelers who need comprehensive trip protection with high evacuation coverage.
SafetyWing dominates for nomads and long-term travelers who need ongoing medical coverage with subscription flexibility.
These companies serve completely different markets – choose based on whether you need trip protection or ongoing medical coverage.
Always review the full policy wording carefully before purchasing. Safe travels!
Buying Travel Insurance Online
Can Save Up to 30%!
