What is Children at No Additional Cost

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

Children at No Additional Cost is a benefit offered by some travel insurance policies that allows children to be covered under the policy without the need to pay an additional fee.

This type of benefit can provide valuable protection for families with young children, as it can cover medical expenses and other costs related to unexpected events while traveling.

Does travel insurance cover children?

Yes, many travel insurance policies offer coverage for children as well.

Depending on the policy, they may be covered as part of the primary insured person’s coverage, or they may need to be added as an additional insured person.

It is important to check with your insurer to see what type of coverage is available for children.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Is travel insurance mandatory for infants?

No, travel insurance is not mandatory for infants. However, it is always a good idea to purchase travel insurance when travelling with infants as they are more vulnerable to illness and injury.

Is travel insurance mandatory for students?

No, travel insurance is not mandatory for students. However, it is strongly recommended for anyone travelling outside their home country, especially for long-term trips or if you are engaging in activities such as studying abroad or volunteering.