Planning a trip to Spain soon? Whether you’re visiting for work or leisure, it is always important to make sure you have the right travel insurance in place.
With so many different providers out there, it can be difficult to know which one to choose. Here are some of the best travel insurance providers in Spain to help you make the most informed decision.
In this article...
Best Travel Insurance for Spain
The best travel insurance for Spain depends on your individual needs and preferences. Some of the most popular companies offering travel insurance for Spain include Allianz Global Assistance, World Nomads, AXA, and Monese. It is important to compare different policies and coverage levels to determine which plan best meets your needs.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
Allianz Global Assistance
Allianz Global Assistance is one of the best travel insurance for Spain for a variety of reasons. Allianz Global Assistance offers comprehensive coverage for travelers and provides various options to meet individual needs. Additionally, the company has a long-standing history of providing excellent customer service and has received numerous awards for their customer service.
One of the unique features of Allianz Global Assistance is their extensive coverage options. For example, they provide protection against medical expenses, trip cancellation, lost baggage, and more. This ensures that travelers have the peace of mind knowing that they are covered in any situation.
Another great benefit of Allianz Global Assistance is their 24/7 emergency assistance. This feature allows travelers to contact the company in case of an emergency and receive help from expert professionals. This can be incredibly helpful for travelers in a foreign country who need assistance with medical bills or other emergencies.
In addition to these features, Allianz Global Assistance also offers a wide range of discounts for travelers. For example, they offer discounts on airline tickets, hotels, car rentals, and more. This allows travelers to save money on their trip and make the most out of their vacation.
Finally, Allianz Global Assistance is one of the best travel insurance companies for Spain due to their customer service.
The company is known for its knowledgeable and friendly staff who are always available to help travelers with any questions or concerns they may have. This provides travelers with an added level of comfort and security while they are away from home.
Overall, Allianz Global Assistance is one of the best travel insurance companies for Spain due to their comprehensive coverage options, 24/7 emergency assistance, discounts, and customer service. This makes them an ideal choice for those looking for quality protection and peace of mind when traveling abroad.
World Nomads
World Nomads is one of the best travel insurance for Spain due to their comprehensive coverage and reliable customer service. World Nomads offers a wide range of coverage options, making it easy to customize your policy to fit your specific needs while you’re traveling in Spain. Coverage includes medical expenses, trip cancellation/interruption, lost or stolen belongings, and more.
The unique aspect of World Nomads is that they are one of the few insurers that offer coverage for adventure activities such as scuba diving, bungee jumping, and skiing.
This makes them a great choice for those looking to explore Spain’s many outdoor activities. In addition, they provide coverage for things like missed connections, travel delays, and car rental protection.
Another great feature of World Nomads is their exceptional customer service. They have a 24-hour emergency helpline that can be reached from anywhere in the world. Their staff is friendly, knowledgeable, and quick to respond to any questions or concerns you may have.
Overall, World Nomads is an excellent choice for travelers looking for comprehensive coverage at an affordable price. With their wide range of coverage options, reliable customer service, and competitive rates, World Nomads is one of the best travel insurance companies for Spain.
AXA
AXA is one of the best travel insurance companies for Spain because of its comprehensive coverage and competitive rates. AXA offers a variety of plans to suit different budgets and needs, including travel medical insurance, trip cancellation insurance, and multi-trip insurance.
The AXA travel insurance policy for Spain includes coverage for medical expenses, including emergency evacuation, hospital treatment, and repatriation. It also covers lost or delayed luggage, flight delays, and trip cancellations due to unforeseen circumstances.
Additionally, AXA offers coverage for missed connections and trip interruption, which is useful if your plans change unexpectedly.
One of the most unique features of AXA’s travel insurance for Spain is its 24/7 medical assistance. If you are injured or become ill while traveling, you can call their hotline to get medical advice and assistance. This service is available in English, Spanish, and French, so it is ideal for those who do not speak the local language.
AXA also provides coverage for lost or stolen items and personal liability insurance, which can help protect you in case of an accident. They also offer coverage for pre-existing medical conditions, making them one of the few insurers to provide this type of coverage.
Overall, AXA is one of the best travel insurance companies for Spain because of their comprehensive coverage, competitive rates, and 24/7 medical assistance.
Their policies are designed to meet the needs of travelers, providing peace of mind and financial protection when traveling abroad. Therefore, AXA is an excellent choice for travelers who want to make sure that they have the right coverage in place during their trip.
Monese
Monese is one of the best travel insurance options for Spain because it offers comprehensive coverage at an affordable price. With Monese, travelers can get coverage for medical expenses, lost or stolen items, trip cancellation and interruption, and more. The company also offers a number of discounts and rewards programs to make it even more attractive.
One of the most unique features of Monese travel insurance is its 24/7 assistance service.
This includes emergency medical evacuation, legal assistance, and other services that can help travelers in the event of an unexpected issue while traveling. The company also offers a variety of other services, such as pre-trip planning advice and customer service.
The coverage offered by Monese is also comprehensive, covering both medical and non-medical expenses.
This includes coverage for medical treatments, hospital stays, prescription drugs, and more. Additionally, Monese provides coverage for lost or stolen items and trip cancellation and interruption.
In addition to its comprehensive coverage, Monese also offers a number of discounts and rewards programs. These include discounts on hotels, car rentals, and flights, as well as discounts on restaurants and entertainment venues.
Additionally, Monese offers a loyalty program that rewards customers with points for each purchase they make.
Overall, Monese is one of the best travel insurance options for Spain. Its comprehensive coverage and rewards programs make it an attractive option for travelers. Additionally, its 24/7 assistance service and other services make it even more appealing.
Do I need travel insurance for Spain?
Yes, it is recommended that you purchase travel insurance for your trip to Spain. Travel insurance can help cover costs associated with unexpected medical expenses, lost or stolen luggage, and other unforeseen expenses.
Can I buy travel insurance for Spain online?
Yes, you can buy travel insurance for Spain online. Several companies offer travel insurance policies for Spain, so you can compare prices and coverage and choose the best policy for your needs.
Why is travel insurance to Spain so expensive?
Travel insurance to Spain can be expensive due to the high risk of medical emergencies that could occur while on vacation. Spain is known for its many tourist attractions and activities, which can be dangerous if not done properly.
Additionally, Spain is a popular destination for travelers from around the world, so the risk of theft or loss is higher than in other countries.
Finally, the cost of healthcare in Spain is generally higher than in other countries, so the cost of medical care should be taken into account when purchasing travel insurance.
Can an American get health insurance in Spain?
Yes, an American can get health insurance in Spain. Foreigners who are legally residing in Spain must obtain health insurance from a private insurer in order to access public health services.
There are a variety of companies that offer health insurance in Spain, so it is important to research the different plans available to find the one that best meets your needs.
Things to Keep in Mind when Buying Travel Insurance for Spain
When you plan a trip to Spain, it is important to remember to purchase travel insurance before you go. Travel insurance provides protection for travelers in the event of unexpected circumstances that could cause financial loss or inconvenience. Here are some things to keep in mind when buying travel insurance for Spain:
1. Coverage
Make sure to check what type of coverage your policy offers. You should make sure that your policy covers medical expenses, trip cancellation or interruption, lost or delayed baggage, and emergency evacuation. It is also a good idea to look for policies that cover personal liability in case of an accident or injury.
2. Exclusions
Make sure to read the fine print of any travel insurance policy to understand what is not covered. Some policies may exclude certain types of activities or destinations, so it is important to be aware of these exclusions before purchasing a policy.
3. Cost
Travel insurance policies can vary greatly in cost, depending on the coverage they offer and the amount of coverage you need. It is important to compare policies and prices before making a decision.
4. Claims
Read the policy carefully to understand how to make a claim if something happens during your trip. Make sure you know the process and the time frame for filing a claim.
5. Duration
Most travel insurance policies are valid for a specified period of time. Make sure you understand the duration of your policy and what it covers.
By keeping these points in mind, you can make an informed decision when buying travel insurance for Spain.
Having the right coverage can give you peace of mind and help protect you from unexpected costs or inconveniences if something goes wrong during your trip.
