Travel Insurance for Denmark

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

Gazing at Denmark’s grand castles, cycling through the cobbled streets of Copenhagen, or tasting the authentic Danish pastries in a local bakery—ah, the joys of exploring Denmark!

A breathtaking blend of history, culture, and nature, Denmark promises an unforgettable experience for travelers.

But, before you get lost in planning your dream itinerary, take a moment to think about securing your trip with travel insurance.

Travel insurance is not just a piece of paper—it’s your safety net when you’re away from home. It’s what stands between you and unexpected financial woes due to unforeseen events like trip cancellations, medical emergencies, or lost belongings.

Denmark, with its high standard of living, can be expensive, especially when it comes to healthcare. Having travel insurance could save you from hefty bills and stress, should you face an unfortunate event.

But, not all travel insurance policies are made equal. It’s crucial to understand what’s covered, what’s not, and which policy aligns best with your travel needs.

Check out this comprehensive guide on comparing travel insurance plans to make an informed decision.

Choosing the Right Travel Insurance for Denmark

Before buying travel insurance, consider the activities you plan to undertake during your Denmark trip. Are you going to sail the Danish seas?

Or maybe hiking in the Danish wilderness? If yes, you might want to look for a policy that covers adventure sports.

For those with pre-existing medical conditions, it’s crucial to find a plan that covers any potential medical emergencies related to these conditions. Here’s a helpful link that provides more details on this topic.

Finally, ensure your policy includes trip cancellation and interruption coverage. This can come handy if you have to cancel or cut short your trip due to unforeseen circumstances.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Conclusion: Ensuring a Peaceful Danish Journey

Your trip to Denmark promises to be a thrilling journey filled with enchanting fairy-tale castles, idyllic landscapes, and dynamic city life.

However, amidst all the excitement, don’t forget to safeguard your trip with reliable travel insurance. After all, it’s always better to be safe than sorry! You can start your search with the top travel insurance providers here.

Frequently Asked Questions

1. Is travel insurance mandatory for Denmark?

No, travel insurance isn’t mandatory for Denmark, but it’s highly recommended due to high healthcare costs. If you are applying for a Schengen visa, you will need to have travel insurance that covers you within the entire Schengen area.

2. What should a travel insurance policy for Denmark cover?

A comprehensive travel insurance policy for Denmark should cover medical expenses, trip cancellation or interruption, baggage loss or delay, and medical evacuation.

3. How much does travel insurance for Denmark cost?

The cost of travel insurance depends on various factors such as your age, duration of your trip, type of coverage, and sometimes your current health status. On average, it might cost between 4% to 10% of your total trip cost.

4. Can I buy travel insurance after I’ve started my trip to Denmark?

Typically, travel insurance should be purchased prior to your departure. Some companies may allow you to buy after departure, but it’s best to check with the insurance provider directly.

5. Does travel insurance cover COVID-19 related incidents?

Most travel insurance policies now offer some form of COVID-19 coverage, but the extent of the coverage varies. It’s crucial to read the policy documents carefully and, if in doubt, check with the provider. They can clarify what is covered in terms of COVID-19, be it related to medical expenses, trip cancellation, or quarantine costs.

6. What happens if I lose my passport in Denmark?

If you lose your passport in Denmark, you should report it to the local police and contact your embassy or consulate as soon as possible. Some travel insurance policies offer coverage for lost passports, which may help with the costs associated with getting a temporary passport.

7. Does travel insurance cover my electronics, such as laptops and cameras?

Some insurance policies cover lost or stolen electronics, while others don’t. If this is important to you, ensure that your policy explicitly mentions coverage for personal belongings and check for any limits that may apply.

8. What should I do if I fall ill or have an accident in Denmark?

If it’s a serious emergency, dial 112, the universal emergency number in Denmark. If it’s a non-emergency, you can seek treatment at the nearest hospital or clinic. Always inform your travel insurance company as soon as possible if you need medical treatment.

Denmark is a land of memorable experiences. From roaming around in the famous Tivoli Gardens to exploring the artistic community of Christiania, there’s so much to do and see.

However, as the Danish proverb goes, “Forewarned, forearmed.”

Hence, being prepared with travel insurance for your trip to Denmark ensures that you have a safety net in case of unexpected incidents.

Happy and safe travels!