Travel Insurance for Chile

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

So, thinking of traveling to Chile. Hear me out!

Embrace the adventure of a lifetime as you prepare to immerse yourself in the scenic splendors and rich cultural heritage of Chile.

From the driest desert in the world, the Atacama, to the snow-capped peaks of the Andes and the verdant vineyards of central Chile, this South American gem is ready to enchant you.

But, before you embark on this unforgettable journey, ensure your peace of mind with a reliable partner: Travel Insurance for Chile.

Let’s embark on an exhilarating exploration of how travel insurance can safeguard your Chilean voyage, transforming it into a carefree and enriching experience.

Why is travel insurance necessary for Chile?

While Chile offers countless wonders, it also presents a variety of potential travel risks. Here’s why travel insurance is a vital companion for your Chilean expedition:

  1. Medical Emergencies: In case of unexpected health issues, Chile boasts several high-quality healthcare facilities. However, the costs can escalate rapidly, particularly if evacuation to a larger city or back home is needed. Travel insurance covers these medical expenses, offering a financial safety net.
  2. Trip Interruptions and Cancellations: Unpredictable circumstances, such as sudden flight cancellations or delays, can disrupt your travel plans. A comprehensive travel insurance plan can protect you from associated losses.
  3. Lost or Stolen Luggage: During your Chilean journey, there’s a chance of loss or theft of baggage. Travel insurance provides compensation for your lost belongings, freeing you from unnecessary worries.
  4. Personal Liability: If an accident occurs during your trip that leads to third-party injury or property damage, personal liability coverage within your travel insurance policy can shield you from significant financial liability.
  5. Adventure Activities: If you’re planning to engage in thrilling activities such as hiking the Andes or skiing in Valle Nevado, you should ensure that your travel insurance policy provides coverage for adventure sports.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

What to consider when buying travel insurance for Chile?

Choosing the right travel insurance for your trip to Chile requires careful consideration of the following aspects:

  1. Medical Coverage: Ensure that your policy offers extensive medical coverage, including evacuation and repatriation, to protect your health during your travels.
  2. Trip Cancellation and Interruption: Seek out a policy that provides ample compensation for trip interruptions, delays, and cancellations due to unforeseen circumstances.
  3. Baggage Loss or Theft: Choose a policy that provides comprehensive coverage for lost or stolen baggage to protect your belongings during your travels.
  4. Personal Liability: A policy with personal liability coverage is essential to protect you from potential financial consequences of accidents.
  5. Adventure Sports: If you plan on participating in adventure sports or activities in Chile, make sure your travel insurance policy includes appropriate coverage.

Compare Travel Insurance Plans


As we wrap up our voyage through the intriguing world of travel insurance for Chile, remember to always stay protected during your explorations.

Your adventure in Chile should be brimming with exciting discoveries and vibrant experiences, free of worries.

Travel insurance acts as your shield, guarding you against unforeseen obstacles.

So, before setting off on your Chilean adventure, secure the right travel insurance policy. Here’s to a journey filled with memorable moments, while peace of mind accompanies you every step of the way. Happy travels!