Travel Insurance for Bhutan

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

I see you’ve got Bhutan on your travel radar. Who wouldn’t be enticed by the breathtaking landscapes, the mesmerizing Tiger’s Nest Monastery, or the vibrant Tsechu festivals?

But hold on! Before you let the spellbinding allure of the ‘Land of the Thunder Dragon’ sweep you off your feet, let’s have a friendly chat about something equally important – travel insurance.

Let’s dive into why travel insurance is just as essential as your passport for this adventure.

An Ounce of Prevention Is Worth A Pound of Cure

Travel, as we know, is as unpredictable as it is exciting. That twisted ankle while trekking up to the Taktsang Monastery, or that mysteriously vanished suitcase at Paro airport – things can go south unexpectedly. And that’s where travel insurance jumps in like your financial superhero.

Especially in Bhutan, with its secluded locales and limited medical facilities, insurance coverage is your best buddy that keeps you safe from exorbitant costs.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Finding Your Perfect Coverage Fit

Insurance policies can be as diverse as Bhutan’s flora and fauna. Here’s a nifty list of what your coverage should include for your Bhutanese journey:

  1. Medical Coverage: Not just for emergencies, but also the pricy evacuations that Bhutan’s hilly terrain might necessitate.
  2. Trip Cancellation or Interruption: If a sudden situation forces you to cancel or cut short your trip, this coverage ensures your pocket doesn’t feel the pinch.
  3. Baggage & Personal Belongings: Lost or damaged belongings? This coverage got you covered.
  4. Adventure Sports Coverage: For all you adrenaline junkies planning to go trekking or river rafting, make sure your policy covers these.

Bagging the Best Travel Insurance

The sooner you secure travel insurance after booking your trip, the better. Costs usually hover between 4% to 10% of your trip cost, influenced by factors like age, trip length, and coverage level.

The good news is many providers allow you to purchase online, making it as simple as ordering takeout!

Mastering the Art of Claiming

Incident on your trip? Get on the phone with your insurance provider ASAP. Keep all related documents handy, from medical reports to receipts. They’ll guide you through the rest.


Q1: How to Choose the Right Travel Insurance?

Choosing the right travel insurance requires careful consideration of several factors. Your age, health status, trip duration, and the activities you plan to partake in can all impact what kind of coverage you need.

Q2: What Are the Benefits of Travel Insurance for Bhutan?

From protecting you against medical emergencies to ensuring you’re covered for trip cancellations or lost luggage, travel insurance can save you from unexpected financial stress.

Q3: Is it Compulsory to Have Travel Insurance for Bhutan?

While it may not be mandatory, given Bhutan’s remote and rugged landscape, having travel insurance is highly recommended for all travelers.

Q4: Where Can I Buy Travel Insurance for Bhutan?

There are numerous reputable travel insurance providers that offer coverage for Bhutan. Many offer the option to purchase your policy online.

The Takeaway

Bhutan’s ethereal charm makes it a dream destination, but let’s not forget that being prepared is part of smart traveling.

With travel insurance as your protective shield, you can soak in all the wonders of Bhutan worry-free! Here’s to a fantastic, well-covered adventure in the Land of the Thunder Dragon!