Travel Insurance for Austria: Buyer’s Guide

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

Austria, with its rich history, stunning landscapes, and vibrant culture, attracts millions of tourists every year. However, like any international trip, traveling to Austria requires preparation, and securing a travel insurance policy should be at the top of your to-do list.

In this comprehensive guide, we will explore everything you need to know about purchasing travel insurance for Austria online, so you can have peace of mind during your trip.

Why Do You Need Travel Insurance for Austria?

While Austria is a safe and welcoming country, travel insurance is essential for a number of reasons:

  1. Medical emergencies:
    In the event of an accident or illness, travel insurance can cover medical expenses, including hospitalization, medical evacuation, and repatriation.
  2. Trip cancellation or interruption:
    Unforeseen circumstances, such as illness, natural disasters, or family emergencies, can lead to trip cancellations or interruptions.
    Travel insurance can reimburse you for non-refundable expenses, like flights and accommodations.
  3. Lost or damaged baggage:
    Travel insurance can provide compensation for lost, stolen, or damaged luggage and personal belongings.
  4. Personal liability:
    If you accidentally injure someone or damage their property, travel insurance can cover the legal and financial consequences.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Austrian Healthcare System and Travel Insurance

Austria has a high-quality healthcare system, but treatment costs can be expensive, especially for non-residents.

Travel insurance with comprehensive medical coverage ensures that you can access the best possible care without worrying about the costs.

Visa Requirements and Travel Insurance for Austria

Austria is part of the Schengen Area, which means that travelers from certain countries may require a Schengen visa to enter.

One of the requirements for obtaining a Schengen visa is having valid travel insurance with a minimum coverage of €30,000 for medical expenses and repatriation.

How to Buy Travel Insurance for Austria Online

Purchasing travel insurance online is a convenient and hassle-free way to secure coverage for your trip to Austria. Here’s a step-by-step guide on how to do it:

  1. Research and compare policies:
    Start by researching different travel insurance providers and comparing their policies. Look for comprehensive coverage, including medical, trip cancellation, baggage, and personal liability.

    Be sure to read reviews and check the provider’s reputation for customer service and claims processing.
  2. Get quotes:
    Once you have identified potential providers, request quotes for your trip. Input your travel details, such as destination, duration, and age, to receive accurate pricing information.
  3. Review policy details:
    Carefully review the policy details, including coverage limits, exclusions, and deductibles.

    Ensure that the policy meets your specific needs and offers adequate coverage for your trip to Austria.
  4. Purchase your policy:
    Once you have chosen a policy, you can purchase it online using a credit card or other secure payment method.

    Be sure to review the policy documents and keep a copy for your records.

Tips for Choosing the Best Travel Insurance for Austria

  1. Know your needs:
    Consider the specific needs of your trip, such as planned activities, pre-existing medical conditions, and the value of your belongings. Choose a policy that offers the appropriate coverage.
  2. Check coverage limits:
    Ensure that the coverage limits are sufficient, especially for medical expenses and repatriation.
  3. Read the fine print:
    Understand any exclusions or limitations in the policy to avoid surprises later.
  4. Choose a reputable provider:
    Select an insurance provider with a strong reputation, good customer service, and efficient claims processing.


Travel insurance is a must-have for any trip to Austria, providing protection and peace of mind for travelers.

By researching policies, comparing quotes, and carefully reviewing policy details, you can find the best travel insurance for your needs and enjoy a worry-free Austrian adventure.

Remember to take your policy documents with you and keep the contact information for your insurance provider handy in case of emergencies.

With the right travel insurance in place, you can focus on exploring the beautiful cities, stunning landscapes, and rich culture that Austria has to offer.

So, before you embark on your journey, invest time in finding the right travel insurance policy. By doing so, you can ensure that your trip to Austria is not only memorable but also secure. Happy travels!