Travel Guard Insurance Reviews

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

AIG Travel Guard is one of the most popular travel insurance companies out there. But is it the right company for you? In this AIG Travel Guard insurance reviews, we’ll take a look at the different coverage options, prices, and features of this company to help you decide if it’s the right fit for your needs.

Is Travel Guard a trustworthy travel insurance company?

Yes, Travel Guard is a very reputable and trustworthy company that has been in business for a long time. With its acquisition by AIG, it became part of the largest insurance company in the world, so it has ample financial backing.

AIG Travel Guard Insurance Review: The Pros and Cons

As the world speeds up and travel becomes more popular, the need for travel insurance has never been greater.

AIG Travel Guard Insurance is a comprehensive travel insurance policy that covers a wide range of potential problems that could occur while you are traveling. The policy provides coverage for trip cancellation and interruption, medical expenses, baggage loss or delay, and more. The policy also includes some unique benefits, such as 24/7 access to a travel assistance hotline and coverage for adventure activities. Overall, AIG Travel Guard Insurance is a great option for travelers who want comprehensive protection against a wide range of potential problems.

There are a few pros and cons of AIG Travel Guard Insurance.

Pros: Some pros include that the company is available in all 50 states, offers 24/7 customer support, and has a variety of coverage options.

Cons: Some cons include that the company has a high price point and some customers have reported issues with the claims process.

Also read: Trawick International Travel Insurance Reviews

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

AIG Travel Guard Insurance: What Does It Cover?

AIG Travel Guard offers policies for single and multi-trip travel, as well as trip cancellation and interruption insurance, medical and evacuation insurance, and baggage and personal belongings insurance.

AIG Travel Guard offers a variety of travel insurance plans, some of which cover trip cancellation and interruption, lost or delayed baggage, emergency medical expenses, and more.

There are many benefits to AIG Travel Guard Insurance, including 24/7 emergency assistance, trip cancellation and interruption protection, lost baggage protection, and more.

Travel Guard Insurance Reviews

There are three travel insurance plans offered by Travel Guard- Essential, Preferred, and Deluxe.

The Essential plan is the most basic, offering coverage for emergency medical expenses and evacuation. The Preferred plan builds on the Essential, adding coverage for trip interruption, baggage delay, and more. The Deluxe plan is the most comprehensive, offering all of the benefits of the Essential and Preferred plans, plus additional coverage for things like missed connections and rental car insurance.

Also read: WorldTrips Travel Insurance

Travel Guard Essential Plan

The Travel Guard Essential plan is a travel insurance policy that covers trip cancellation, trip interruption, emergency medical expenses, and baggage loss. This policy is designed for travelers who are looking for basic coverage at an affordable price. The Essential plan does not cover cancellations due to weather or terrorism, so it is important to read the policy carefully before purchasing.

Travel Guard Preferred Plan

The Travel Guard Preferred plan is a comprehensive travel insurance policy that covers a wide range of potential risks and expenses that can occur while traveling. This includes trip cancellation and interruption, medical and dental coverage, lost or delayed baggage, and more. The policy also provides 24/7 assistance from a team of travel experts, who can help with everything from rebooking flights to finding a local doctor.

Travel Guard Deluxe Plan

The Travel Guard Deluxe travel insurance plan offers a variety of benefits for travelers. Some of the benefits include trip cancellation and interruption coverage, baggage loss and delay coverage, emergency medical and dental coverage, and more.

Travel Guard Insurance Review

Travel Guard Deluxe plan has a benefit that is not available in the Preferred or Essential plan. That is the “Cancel for Any Reason” feature.

What is the Cancel for Any Reason feature?

It allows travelers to cancel their trip for any reason, provided they cancel the trip 48 hours before their departure date. 

AIG Travel Guard Insurance: How Much Does It Cost?

The cost of AIG Travel Guard travel insurance varies depending on the individual policy. Some factors that affect the cost include the length of the trip, the destination, the age of the traveler, and the amount of coverage purchased.

Also read: Nationwide Travel Insurance Review

AIG Travel Guard Insurance: Is It Worth It?

There is no definitive answer to this question as opinions will vary. Some people may have had a positive experience with AIG Travel Guard Insurance and would recommend them, while others may have had a negative experience and would not recommend them. Ultimately, it is up to the individual to decide whether or not they believe AIG Travel Guard Insurance is a good company.

If you’re looking for emergency medical coverage on your next vacation, you might want to consider a plan with more than $50,000 in coverage.

Some comparable plans offer $100,000 in coverage, so you’ll be better protected in the event of an emergency. Additionally, make sure to check the evacuation coverage on your plan. Some plans have lower evacuation coverage than others, which could leave you stranded if you need to be evacuated from your vacation destination.

Finally, be aware that some plans don’t cover travel delays that cause you to lose more than 50% of your trip. If your travel plans are disrupted, you could end up losing a lot of money.

Is Travel Guard insurance better than travel insurance offered by Credit Cards?

There is no definitive answer as to whether Travel Guard travel insurance or credit card travel insurance is better. It depends on individual circumstances and needs. Some factors to consider include the coverage offered, the cost of the policy, and the company’s reputation.


If you’re looking for a reputable company with good coverage, Travel Guard is a great option. Their plans cover Covid as any other unexpected illness, and they have good details like NOAA hurricane warning coverage.

However, their medical limit is low for cruises or international travel, so there are better plans out there if you’re looking for comprehensive coverage.

If you’re looking for a great travel insurance provider with a wide range of different plans to choose from, Traveler Guard (especially their Preferred Plan) is a great option. However, it’s important to keep in mind that they don’t offer emergency medical coverage, so you may want to consider another provider if that’s something you’re looking for.

Alternatives to Travel Guard Insurance

Some good alternatives to Travel Guard travel insurance are Allianz Travel Insurance, World Nomads, and Travelex Insurance Services.