Nationwide – we’ve all heard of them, right? Known primarily for its range of comprehensive insurance and financial services, Nationwide offers a plethora of options, from car insurance to life coverage, and guess what? They do offer travel insurance as well!
Let’s take a closer look at what Nationwide travel insurance is all about and how it might be beneficial for your next trip.
In this article...
Understanding Nationwide Travel Insurance
Travel insurance policies from Nationwide come in a variety of shapes and sizes to meet different travelers’ needs.
Whether you’re taking a quick weekend getaway, a family holiday, or planning a year-long adventure, Nationwide has got you covered.
They offer single trip travel insurance, multi-trip annual insurance, and even cruise-specific coverage.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
What’s Covered?
Like many other travel insurance providers, Nationwide offers coverage for a wide range of eventualities, including:
Trip Cancellation & Interruption:
If unforeseen circumstances force you to cancel or cut short your trip, Nationwide can help you recover the non-refundable costs associated with your trip.
Emergency Medical Expenses & Evacuation:
Should you fall ill or get injured while on your trip, Nationwide will cover the necessary medical expenses. The policy also includes coverage for medical evacuation, ensuring you can get to the nearest appropriate medical facility.
Baggage & Personal Effects:
Should your belongings get lost, stolen, or damaged during your travels, Nationwide can help offset the cost of replacement or repair.
Travel Delay:
If your trip gets delayed due to circumstances out of your control, like severe weather, Nationwide provides compensation for additional accommodation and meal expenses.
Nationwide also offers optional coverages like Cancel for Any Reason (CFAR) and Cancel for Work Reasons, providing more flexibility to policyholders.
What’s Not Covered?
As with any insurance policy, there are certain things that Nationwide’s travel insurance does not cover. It’s crucial to read the policy wording carefully to know what exclusions apply.
Some common exclusions include pre-existing medical conditions (unless you qualify for a waiver), certain extreme sports, and circumstances known before purchasing the policy (like a forecasted hurricane or a pre-planned surgery).
How to Buy Nationwide Travel Insurance
Purchasing a Nationwide travel insurance policy is quite straightforward. You can get a quote and purchase a policy online. You’ll need to provide information about your trip (like dates and cost) and the travelers (like ages and residences).
Nationwide also provides commendable customer service, ready to answer any questions or concerns you may have about your travel insurance policy.
Conclusion
So, does Nationwide do travel insurance?
Absolutely, and they do it quite well! With comprehensive coverage options and user-friendly services, Nationwide stands as a robust contender in the travel insurance market.
However, it’s always recommended to compare quotes and policy details from various providers before making a decision.
That way, you can ensure you’re getting the best possible coverage for your unique travel needs. Happy travels!
FAQs
Q1: Can I buy Nationwide travel insurance if I’m not a Nationwide member?
Yes, Nationwide travel insurance is available to both members and non-members.
Q2: Does Nationwide travel insurance cover COVID-19 related claims?
Coverage for COVID-19 related claims varies based on the policy and timing of purchase. It’s best to check directly with Nationwide for the most current information.
Q3: Can I add extra coverage to my Nationwide travel insurance policy?
Yes, Nationwide offers optional coverage add-ons, like Cancel For Any Reason (CFAR), for additional peace of mind.
Q4: How do I make a claim on my Nationwide travel insurance policy?
You can file a claim online or over the phone. You’ll need to provide documentation to support your claim, such as receipts or medical records.
Q5: What’s the maximum trip length covered under Nationwide’s travel insurance?
This varies depending on the policy. Some policies might cover trips up to 365 days, while others have shorter coverage periods. Check the policy details for accurate information.
Q6: Does Nationwide’s travel insurance cover trip cancellation due to work reasons?
Coverage for work-related trip cancellation is available as an optional add-on for some policies. Be sure to review the policy details to understand what is and isn’t covered.
Q7: Can I cancel my Nationwide travel insurance policy if I change my mind?
Nationwide typically offers a “free look” period, during which you can cancel your policy for a full refund, provided you haven’t started your trip or filed a claim. The duration of this period may vary, so it’s best to check your policy documentation.
Q8: How does the ‘Cancel for Any Reason’ coverage work?
The Cancel For Any Reason (CFAR) coverage allows you to cancel your trip for any reason not otherwise covered by your policy.
It’s usually available as an optional add-on, and it typically reimburses a portion (such as 50-75%) of your prepaid, non-refundable trip cost. Certain conditions may apply, so be sure to read the policy details carefully.
To wrap up, Nationwide offers a diverse range of travel insurance policies to cater to different types of travelers and their unique needs.
By understanding what’s included in your policy and what’s not, you can make the most out of your travel insurance and travel with peace of mind. Safe travels!
