Dental Insurance For International Students in USA

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

Being an international student or visitor to the USA can be both exciting and stressful. Many people struggle to find good quality, affordable dental insurance when visiting or studying in the USA. With a variety of plans available, it’s important to understand the different coverage options so you can make the best decision for you and your family. Here are some tips on how to find the perfect dental insurance plan for international students or visitors to the USA.

Does student health insurance cover dental in USA?

Dental coverage is an important part of any healthcare plan and if you are an international student or visitor to the USA, you may be wondering if there are any insurance plans that cover your dental needs. Fortunately, there are a few options available that can help you cover the costs of dental care while in the U.S.

Discount Dental Plans are a popular option for students looking for extra coverage. These plans allow you to choose a network of dentists who offer discounted rates on their services. With these plans, you pay a monthly premium and get access to discounted rates at participating dentist offices.

The Affordable Care Act in the U.S. also provides dental insurance for students. While you are not required by law to purchase this insurance, it is available to U.S. citizens and can help provide affordable coverage.

If you are looking to purchase public dental insurance for students, you will need to wait until the enrolment period opens. Otherwise, you can always buy dental insurance for students from the private market.

Remember, dental care can be expensive in the U.S., so having the right dental insurance in place can save you significant costs in the long run.

Recommended Plans

✅ Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅ Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅ Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

Does Travellers insurance cover dental?

Travellers insurance does not typically cover dental expenses. It usually provides coverage for medical and health-related expenses incurred during your travels, such as hospital stays, doctor’s visits, prescription medications, and emergency medical evacuation. However, it does not typically provide coverage for routine dental care or dental emergencies while abroad.

If you need dental care while travelling, you should look into purchasing additional dental insurance or a dental plan specifically designed to cover your needs while travelling. Additionally, some travel insurance policies may offer optional coverage for dental care, so it is worth checking with your insurer if this is something you are interested in.

How much is dental insurance per month USA?

The cost of dental insurance can vary widely depending on the type of plan, the provider, and the individual’s needs. Generally, however, most comprehensive dental plans in the United States will cost an average of around $35 per month for individuals and around $130 per month for families. These averages are based on a variety of factors including age, location, and type of coverage.

For those looking for more basic coverage, there are also low-cost plans available that provide basic services such as cleanings, x-rays, and fillings. These plans may cost as little as $10 per month for individuals and $30 per month for families.

In addition to monthly premiums, many plans also require a deductible, which is an amount of money the insured must pay out-of-pocket before the insurance company will pay for any services. Deductibles typically range from $50 to $100.

It is important to note that these averages are just that—averages. The actual cost of dental insurance will vary greatly depending on individual circumstances. Before signing up for any plan, it is important to do research and compare rates to find the best value.

How much is health insurance for international students in USA?

The cost of health insurance for international students in the United States varies greatly, depending on factors such as the type of coverage desired and the length of stay in the country. Generally speaking, health insurance for international students can range from a few hundred dollars per month to several thousand dollars per year.

For example, some schools offer basic health insurance policies for international students at a fixed rate of around $300 to $400 per semester. These policies typically include coverage for medical expenses, hospital stays, prescription medications, and emergency services.

Other insurance plans may include more comprehensive coverage and can cost up to $2,000 or more per year. These plans typically cover additional services such as mental health care, vision care, and dental care.

It is important to note that most health insurance plans for international students do not cover pre-existing conditions, so it is important to take into account any potential health risks when considering a plan.

Additionally, many plans have limitations on the types of services they cover, so it is important to read the policy carefully before signing up.