But first, you need to understand how travel insurance for COVID works.
In this article...
COVID and Travel Insurance
Little bit of history. When COVID was announced a pandemic in March 2020 by the World Health Organization, travel insurance plans didn’t work the way they do today.
The one question everyone traveling had on their mind was whether travel insurance plans would cover COVID.
And travel insurances was on a wait and watch mode. COVID escalated and became a global pandemic that made it evident that we need to learn to live with it until a vaccine is available.
Fast forward to July 2020, certain travel insurance companies have officially included COVID 19 in their list of covered diseases.
What does it mean?
Does travel insurance cover COVID 19?
Yes. As of July 16th, 2020 certain travel insurance plans have re-designed their plans to cover COVID 19 and coronavirus.
What does travel insurance for COVID cover?
Usually, when a travel insurance plan covers COVID 19, it will take care of medical expenses related to testing and treatment of COVID, just like any other disease.
For example, when you travel to USA, and say, get infected by COVID, you’d be tested and hospitalised like any other disease, say a flu. At this point, the travel insurance plan will behave like covering for any other disease, and cover you where eligible.
Best Travel Insurance covering COVID
Here are the best travel insurance plans for COVID.
|1. Atlas America|
|2. Safe Travels USA Comprehensive|
|3. Safe Travels USA Cost Saver|
|4. Atlas Essential America|
|5. Atlas Premium America|
Which is the best travel insurance for COVID and Coronavirus?
I’d recommend Atlas America and Safe Travels USA Comprehensive as the best travel insurance plans for COVID 19.
Can you travel during the pandemic?
Yes. But you have to be careful about where you travel to and whether or not those areas/countries are restricted from travel.
Some travel insurance companies have riders talking about how and why to avoid certain countries from travel. Please read the offers carefully before figuring out which ones affect you.