If you are planning to move to the United States, you may be wondering about your health insurance options. Can you get health insurance before you have your green card? The answer is yes! There are a few ways to obtain health insurance before you are officially a US resident. Read on to learn more.
In this article...
Can you get health insurance while waiting for the green card?
It is possible to get health insurance while waiting for the green card, but it may be more expensive than if you had the green card.
This is because insurance companies often charge higher rates to people who are not legal residents of the United States.
If you are looking for health insurance while waiting for your green card, you may want to consider a short-term health insurance plan.
These plans are designed for people who are in between jobs or waiting for other life changes, and they can be a good option if you need coverage for a few months.
Recommended Plans
Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.
Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).
Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.
Other options
There are a few options to get health insurance while waiting for the green card. One option is to purchase a private health insurance plan. Another option is to enroll in a short-term health insurance plan.
A third option is to enroll in a public health insurance program, such as Medicaid or the Children’s Health Insurance Program (CHIP).
Finally, some green card applicants may be eligible for coverage under the Affordable Care Act (ACA).
Private health insurance
There are a few private health insurance options available to those waiting for their green card.
The first is to purchase a short-term health insurance policy. These policies are designed to cover individuals for a set period of time, usually between one and twelve months.
They typically have lower premiums than traditional health insurance policies, but they also have much higher deductibles and out-of-pocket costs.
Another option is to purchase a fixed-benefit health insurance policy. These policies provide a set amount of coverage for a set period of time, usually one to five years.
The benefit amount is typically much lower than that of a traditional health insurance policy, but the premiums are also much lower.
A third option is to join a health care sharing ministry. These ministries are religious organizations that pool members’ monthly contributions and use the funds to pay for members’ medical expenses.
Most health care sharing ministries have fairly strict eligibility requirements, and not all members will qualify for coverage.
Finally, some individuals may be eligible for coverage through the federal government’s Health Insurance Marketplace.
The Marketplace offers a variety of health insurance plans, some of which may be suitable for those waiting for their green card.
